Conforming loan limits 2018 in Kentucky

by Deborah Hofman
Loan limits

In 2018 Fannie Mae and Freddie Mac have purchase limits for Kentucky. Mortgage loans at or below these limits are known as "conforming" loans, because they conform to the lending limit. Loans above these limits are called non-conforming or jumbo loans. Most US counties have a maximum loan of $417,000 for a single family house, however, some US counties exceed the typical $417,000 loan amount. Loans that surpass this limit are usually called conforming jumbo mortgages.

See Conforming loan limits in Kentucky by County

Use this page to look up the Conforming loan limits in Kentucky by County as published by Fannie Mae & Freddie Mac.

County name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Adair County, KY $417,000 $533,850 $645,300 $801,950
Allen County, KY $417,000 $533,850 $645,300 $801,950
Anderson County, KY $417,000 $533,850 $645,300 $801,950
Ballard County, KY $417,000 $533,850 $645,300 $801,950
Barren County, KY $417,000 $533,850 $645,300 $801,950
Bath County, KY $417,000 $533,850 $645,300 $801,950
Bell County, KY $417,000 $533,850 $645,300 $801,950
Boone County, KY $417,000 $533,850 $645,300 $801,950
Bourbon County, KY $417,000 $533,850 $645,300 $801,950
Boyd County, KY $417,000 $533,850 $645,300 $801,950
Boyle County, KY $417,000 $533,850 $645,300 $801,950
Bracken County, KY $417,000 $533,850 $645,300 $801,950
Breathitt County, KY $417,000 $533,850 $645,300 $801,950
Breckinridge County, KY $417,000 $533,850 $645,300 $801,950
Bullitt County, KY $417,000 $533,850 $645,300 $801,950
Butler County, KY $417,000 $533,850 $645,300 $801,950
Caldwell County, KY $417,000 $533,850 $645,300 $801,950
Calloway County, KY $417,000 $533,850 $645,300 $801,950
Campbell County, KY $417,000 $533,850 $645,300 $801,950
Carlisle County, KY $417,000 $533,850 $645,300 $801,950
Carroll County, KY $417,000 $533,850 $645,300 $801,950
Carter County, KY $417,000 $533,850 $645,300 $801,950
Casey County, KY $417,000 $533,850 $645,300 $801,950
Christian County, KY $417,000 $533,850 $645,300 $801,950
Clark County, KY $417,000 $533,850 $645,300 $801,950
Clay County, KY $417,000 $533,850 $645,300 $801,950
Clinton County, KY $417,000 $533,850 $645,300 $801,950
Crittenden County, KY $417,000 $533,850 $645,300 $801,950
Cumberland County, KY $417,000 $533,850 $645,300 $801,950
Daviess County, KY $417,000 $533,850 $645,300 $801,950
Edmonson County, KY $417,000 $533,850 $645,300 $801,950
Elliott County, KY $417,000 $533,850 $645,300 $801,950
Estill County, KY $417,000 $533,850 $645,300 $801,950
Fayette County, KY $417,000 $533,850 $645,300 $801,950
Fleming County, KY $417,000 $533,850 $645,300 $801,950
Floyd County, KY $417,000 $533,850 $645,300 $801,950
Franklin County, KY $417,000 $533,850 $645,300 $801,950
Fulton County, KY $417,000 $533,850 $645,300 $801,950
Gallatin County, KY $417,000 $533,850 $645,300 $801,950
Garrard County, KY $417,000 $533,850 $645,300 $801,950
Grant County, KY $417,000 $533,850 $645,300 $801,950
Graves County, KY $417,000 $533,850 $645,300 $801,950
Grayson County, KY $417,000 $533,850 $645,300 $801,950
Green County, KY $417,000 $533,850 $645,300 $801,950
Greenup County, KY $417,000 $533,850 $645,300 $801,950
Hancock County, KY $417,000 $533,850 $645,300 $801,950
Hardin County, KY $417,000 $533,850 $645,300 $801,950
Harlan County, KY $417,000 $533,850 $645,300 $801,950
Harrison County, KY $417,000 $533,850 $645,300 $801,950
Hart County, KY $417,000 $533,850 $645,300 $801,950
Henderson County, KY $417,000 $533,850 $645,300 $801,950
Henry County, KY $417,000 $533,850 $645,300 $801,950
Hickman County, KY $417,000 $533,850 $645,300 $801,950
Hopkins County, KY $417,000 $533,850 $645,300 $801,950
Jackson County, KY $417,000 $533,850 $645,300 $801,950
Jefferson County, KY $417,000 $533,850 $645,300 $801,950
Jessamine County, KY $417,000 $533,850 $645,300 $801,950
Johnson County, KY $417,000 $533,850 $645,300 $801,950
Kenton County, KY $417,000 $533,850 $645,300 $801,950
Knott County, KY $417,000 $533,850 $645,300 $801,950
Knox County, KY $417,000 $533,850 $645,300 $801,950
Larue County, KY $417,000 $533,850 $645,300 $801,950
Laurel County, KY $417,000 $533,850 $645,300 $801,950
Lawrence County, KY $417,000 $533,850 $645,300 $801,950
Lee County, KY $417,000 $533,850 $645,300 $801,950
Leslie County, KY $417,000 $533,850 $645,300 $801,950
Letcher County, KY $417,000 $533,850 $645,300 $801,950
Lewis County, KY $417,000 $533,850 $645,300 $801,950
Lincoln County, KY $417,000 $533,850 $645,300 $801,950
Livingston County, KY $417,000 $533,850 $645,300 $801,950
Logan County, KY $417,000 $533,850 $645,300 $801,950
Lyon County, KY $417,000 $533,850 $645,300 $801,950
Madison County, KY $417,000 $533,850 $645,300 $801,950
Magoffin County, KY $417,000 $533,850 $645,300 $801,950
Marion County, KY $417,000 $533,850 $645,300 $801,950
Marshall County, KY $417,000 $533,850 $645,300 $801,950
Martin County, KY $417,000 $533,850 $645,300 $801,950
Mason County, KY $417,000 $533,850 $645,300 $801,950
Mccracken County, KY $417,000 $533,850 $645,300 $801,950
Mccreary County, KY $417,000 $533,850 $645,300 $801,950
Mclean County, KY $417,000 $533,850 $645,300 $801,950
Meade County, KY $417,000 $533,850 $645,300 $801,950
Menifee County, KY $417,000 $533,850 $645,300 $801,950
Mercer County, KY $417,000 $533,850 $645,300 $801,950
Metcalfe County, KY $417,000 $533,850 $645,300 $801,950
Monroe County, KY $417,000 $533,850 $645,300 $801,950
Montgomery County, KY $417,000 $533,850 $645,300 $801,950
Morgan County, KY $417,000 $533,850 $645,300 $801,950
Muhlenberg County, KY $417,000 $533,850 $645,300 $801,950
Nelson County, KY $417,000 $533,850 $645,300 $801,950
Nicholas County, KY $417,000 $533,850 $645,300 $801,950
Ohio County, KY $417,000 $533,850 $645,300 $801,950
Oldham County, KY $417,000 $533,850 $645,300 $801,950
Owen County, KY $417,000 $533,850 $645,300 $801,950
Owsley County, KY $417,000 $533,850 $645,300 $801,950
Pendleton County, KY $417,000 $533,850 $645,300 $801,950
Perry County, KY $417,000 $533,850 $645,300 $801,950
Pike County, KY $417,000 $533,850 $645,300 $801,950
Powell County, KY $417,000 $533,850 $645,300 $801,950
Pulaski County, KY $417,000 $533,850 $645,300 $801,950
Robertson County, KY $417,000 $533,850 $645,300 $801,950
Rockcastle County, KY $417,000 $533,850 $645,300 $801,950
Rowan County, KY $417,000 $533,850 $645,300 $801,950
Russell County, KY $417,000 $533,850 $645,300 $801,950
Scott County, KY $417,000 $533,850 $645,300 $801,950
Shelby County, KY $417,000 $533,850 $645,300 $801,950
Simpson County, KY $417,000 $533,850 $645,300 $801,950
Spencer County, KY $417,000 $533,850 $645,300 $801,950
Taylor County, KY $417,000 $533,850 $645,300 $801,950
Todd County, KY $417,000 $533,850 $645,300 $801,950
Trigg County, KY $417,000 $533,850 $645,300 $801,950
Trimble County, KY $417,000 $533,850 $645,300 $801,950
Union County, KY $417,000 $533,850 $645,300 $801,950
Warren County, KY $417,000 $533,850 $645,300 $801,950
Washington County, KY $417,000 $533,850 $645,300 $801,950
Wayne County, KY $417,000 $533,850 $645,300 $801,950
Webster County, KY $417,000 $533,850 $645,300 $801,950
Whitley County, KY $417,000 $533,850 $645,300 $801,950
Wolfe County, KY $417,000 $533,850 $645,300 $801,950

Notes:

  • One-Family is a single family home or condominium
  • Two-Family is two separate living units (duplex)
  • Three-Family three separate living units (triplex)
  • Four-Family four separate living units (fourplex)
Tip:
Before to apply on home loan, always compare offers at least from 3 different lenders.

Compare rates from Lenders in Kentucky

 

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