Conforming loan limits 2019 in Michigan

In 2019 Fannie Mae and Freddie Mac have purchase limits for Michigan. Mortgage loans at or below these limits are known as "conforming" loans, because they conform to the lending limit. Loans above these limits are called non-conforming or jumbo loans. Most US counties have a maximum loan of $417,000 for a single family house, however, some US counties exceed the typical $417,000 loan amount. Loans that surpass this limit are usually called conforming jumbo mortgages.

See Conforming loan limits in Michigan by County

Use this page to look up the Conforming loan limits in Michigan by County as published by Fannie Mae & Freddie Mac.

County name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Alcona County, MI $417,000 $533,850 $645,300 $801,950
Alger County, MI $417,000 $533,850 $645,300 $801,950
Allegan County, MI $417,000 $533,850 $645,300 $801,950
Alpena County, MI $417,000 $533,850 $645,300 $801,950
Antrim County, MI $417,000 $533,850 $645,300 $801,950
Arenac County, MI $417,000 $533,850 $645,300 $801,950
Baraga County, MI $417,000 $533,850 $645,300 $801,950
Barry County, MI $417,000 $533,850 $645,300 $801,950
Bay County, MI $417,000 $533,850 $645,300 $801,950
Benzie County, MI $417,000 $533,850 $645,300 $801,950
Berrien County, MI $417,000 $533,850 $645,300 $801,950
Branch County, MI $417,000 $533,850 $645,300 $801,950
Calhoun County, MI $417,000 $533,850 $645,300 $801,950
Cass County, MI $417,000 $533,850 $645,300 $801,950
Charlevoix County, MI $417,000 $533,850 $645,300 $801,950
Cheboygan County, MI $417,000 $533,850 $645,300 $801,950
Chippewa County, MI $417,000 $533,850 $645,300 $801,950
Clare County, MI $417,000 $533,850 $645,300 $801,950
Clinton County, MI $417,000 $533,850 $645,300 $801,950
Crawford County, MI $417,000 $533,850 $645,300 $801,950
Delta County, MI $417,000 $533,850 $645,300 $801,950
Dickinson County, MI $417,000 $533,850 $645,300 $801,950
Eaton County, MI $417,000 $533,850 $645,300 $801,950
Emmet County, MI $417,000 $533,850 $645,300 $801,950
Genesee County, MI $417,000 $533,850 $645,300 $801,950
Gladwin County, MI $417,000 $533,850 $645,300 $801,950
Gogebic County, MI $417,000 $533,850 $645,300 $801,950
Grand Traverse County, MI $417,000 $533,850 $645,300 $801,950
Gratiot County, MI $417,000 $533,850 $645,300 $801,950
Hillsdale County, MI $417,000 $533,850 $645,300 $801,950
Houghton County, MI $417,000 $533,850 $645,300 $801,950
Huron County, MI $417,000 $533,850 $645,300 $801,950
Ingham County, MI $417,000 $533,850 $645,300 $801,950
Ionia County, MI $417,000 $533,850 $645,300 $801,950
Iosco County, MI $417,000 $533,850 $645,300 $801,950
Iron County, MI $417,000 $533,850 $645,300 $801,950
Isabella County, MI $417,000 $533,850 $645,300 $801,950
Jackson County, MI $417,000 $533,850 $645,300 $801,950
Kalamazoo County, MI $417,000 $533,850 $645,300 $801,950
Kalkaska County, MI $417,000 $533,850 $645,300 $801,950
Kent County, MI $417,000 $533,850 $645,300 $801,950
Keweenaw County, MI $417,000 $533,850 $645,300 $801,950
Lake County, MI $417,000 $533,850 $645,300 $801,950
Lapeer County, MI $417,000 $533,850 $645,300 $801,950
Leelanau County, MI $417,000 $533,850 $645,300 $801,950
Lenawee County, MI $417,000 $533,850 $645,300 $801,950
Livingston County, MI $417,000 $533,850 $645,300 $801,950
Luce County, MI $417,000 $533,850 $645,300 $801,950
Mackinac County, MI $417,000 $533,850 $645,300 $801,950
Macomb County, MI $417,000 $533,850 $645,300 $801,950
Manistee County, MI $417,000 $533,850 $645,300 $801,950
Marquette County, MI $417,000 $533,850 $645,300 $801,950
Mason County, MI $417,000 $533,850 $645,300 $801,950
Mecosta County, MI $417,000 $533,850 $645,300 $801,950
Menominee County, MI $417,000 $533,850 $645,300 $801,950
Midland County, MI $417,000 $533,850 $645,300 $801,950
Missaukee County, MI $417,000 $533,850 $645,300 $801,950
Monroe County, MI $417,000 $533,850 $645,300 $801,950
Montcalm County, MI $417,000 $533,850 $645,300 $801,950
Montmorency County, MI $417,000 $533,850 $645,300 $801,950
Muskegon County, MI $417,000 $533,850 $645,300 $801,950
Newaygo County, MI $417,000 $533,850 $645,300 $801,950
Oakland County, MI $417,000 $533,850 $645,300 $801,950
Oceana County, MI $417,000 $533,850 $645,300 $801,950
Ogemaw County, MI $417,000 $533,850 $645,300 $801,950
Ontonagon County, MI $417,000 $533,850 $645,300 $801,950
Osceola County, MI $417,000 $533,850 $645,300 $801,950
Oscoda County, MI $417,000 $533,850 $645,300 $801,950
Otsego County, MI $417,000 $533,850 $645,300 $801,950
Ottawa County, MI $417,000 $533,850 $645,300 $801,950
Presque Isle County, MI $417,000 $533,850 $645,300 $801,950
Roscommon County, MI $417,000 $533,850 $645,300 $801,950
Saginaw County, MI $417,000 $533,850 $645,300 $801,950
Sanilac County, MI $417,000 $533,850 $645,300 $801,950
Schoolcraft County, MI $417,000 $533,850 $645,300 $801,950
Shiawassee County, MI $417,000 $533,850 $645,300 $801,950
St. Clair County, MI $417,000 $533,850 $645,300 $801,950
St. Joseph County, MI $417,000 $533,850 $645,300 $801,950
Tuscola County, MI $417,000 $533,850 $645,300 $801,950
Van Buren County, MI $417,000 $533,850 $645,300 $801,950
Washtenaw County, MI $417,000 $533,850 $645,300 $801,950
Wayne County, MI $417,000 $533,850 $645,300 $801,950
Wexford County, MI $417,000 $533,850 $645,300 $801,950

Notes:

  • One-Family is a single family home or condominium
  • Two-Family is two separate living units (duplex)
  • Three-Family three separate living units (triplex)
  • Four-Family four separate living units (fourplex)
Tip:
Before to apply on home loan, always compare offers at least from 3 different lenders.

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