Frequently Asked Questions

What does MintRates do?
We know that finding the right mortgage can be challenging. There are many loan term options, special programs and dozens of mortgage lenders. MintRates works to save you time and money by providing a single starting point for mortgage shopping. We can help you find home purchase and refinance mortgages.

What is MintRates’ role in the mortgage market?
MintRates makes the home loan search simpler and more transparent. We allow users to compare different options and find the best offer.

How does MintRates work?
After you fill out a simple online form, our technology connects to the SecureRights marketplace and matches you to relevant options. You may receive quotes via phone or email from local mortgage lenders or large mortgage companies nationwide. They can answer any questions you have about a mortgage, and assist you in finding a product that has the terms you want and that can save you money. Additionally, many companies now provide online quoting for users who prefer self-service.

How much does it cost to use Mintrates?
Nothing! Using our service is entirely free.

Does using MintRates affect my credit score?
No, it doesn’t. MintRates doesn’t pull your credit score.

How long does the process take?
Filling out the form is quick and easy. It takes less than 1 minute.

What types of home loans can I find?
Due to SecureRights extensive lenders’ network, you can find lenders for almost any type of home loan: Adjustable rate and fixed-rate mortgages, interest-only mortgages, Cash-out refinancing, Conventional and Government-insured loans (VA, FHA, USDA), Conforming and Jumbo loans, reverse mortgages.

Is My information is secure?
Yes, your information is safe and secure. That’s because we use the same 256-bit SSL encryption and physical security standards as any bank.

When will I be contacted with my quotes?
Contact from mortgage lenders typically begins within minutes of your submission.

How does MintRates make money?
We are a technology company that makes us completely different from other mortgage companies. We don’t get paid any points or commission from lenders or users. Instead, we compensated for advertising the SecureRights™ marketplace that connects multiple lenders and borrowers. That allows us to focus on providing value for people, not for banks.

How will my information be used?
The information you provide will be shared with SecureRights and mortgage companies than in compliance with SecureRights Privacy Policy. We will not sell or redistribute your information to any other third party other than in compliance with our Privacy Policy.

Where is MintRates located?
MintRates headquarters are in Miami, Florida.

How can I contact MintRates directly?
We’d be happy to hear from you! You can email us at support@mintrates.com or chat with a member of our Client Success Team directly on the website.