Terms and Conditions Apply. The actual interest rate, APR and payment you are offered may vary based on the specific terms of the loan selected, verification of information, your credit history, the location and type of property, and other factors as determined by Lenders. This offer may not be available in all states and is subject to change without notice. Payment does not include taxes and insurance premiums. Some state and county maximum loan amount restrictions may apply. Mortgage rates could change daily. Actual payments will vary based on your individual situation and current rates. Some restrictions may apply. Average rate data source Fannie Mae.