What is No Ratio Loan?

Answer: A no ratio loan is for borrowers who do not wish to disclose their income; therefore, there is no debt-to-income ratio for the lender to consider. The no ratio loan borrower has good credit and abundant assets that make up for the lender not considering the borrower’s income information. Offering convenience to borrowers for whom gathering documentation could be a logistical nightmare, no ratio home loans offer a quick and easy loan process.