Check rates and compare lenders without affecting your Credit Score

Get up to 4 free quotes from competing banks to find the best option for you.
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How it works

1. Find lenders
We scan hundreds of National and small local lenders to match you.
2. Compare offers
You compare up to four personalized quotes.
3. Choose the best rate
May the best bank win! Seriously… you’re in the driver’s seat here.

Why use MintRates

MintRates™ is a place where banks compete for your business. That means you get to compare multiple offers from competing banks all in one place, saving you time and money.
Save time
Simple steps and you will get quotes from multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.
Real personalized rates
Compare actual rates and closing costs, not estimated ones.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Real personalized rates
Compare actual rates and closing costs, not estimated ones.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Save time
Simple steps and you will get a quotes with multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.
Real personalized rates
Compare actual rates and closing costs, not estimated ones.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Save time
Simple steps and you will get a quotes with multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.

What our customers have to say

“Getting quotes from each bank separately is time consuming, we are glad that we've found Mintrates.com that did this for us. As a result we've got the lowest rate on the market”
Clark, San Diego CA

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Find low Rates

Compare personalized mortgage offers from multiple lenders in seconds.

You shop & compare everything online.
Why not your mortgage?

Instant results. Won’t impact your Credit Score.
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powered by SecureRights | Advertising Disclosures

Advertising Disclosures.

MintRates is not a lender in any transaction and does not make loans, loan commitments or lock-rates. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your particular financial situation, and criteria determined by the lenders to whom you are matched. Not all consumers will qualify for the advertised rates and terms.

SecureRights presents this functionality with the permission of this website, mobile app or media (this "Site"). By continuing, the information you provide will be submitted to SecureRights who will then match you with up to four loan professionals who may contact you about a mortgage or related matters. These loan professionals are selected from the SecureRights network of advertisers who typically have paid to be included, but they are not endorsed by this Site and are not the only providers of mortgages or related services. Obtaining a pre-approval or a loan is not guaranteed and may require further information from you. By submitting your request you agree to SecureRights Privacy Policy. SecureRights Contact Information: 2045 S. Barrington Ave., Suite A, Los Angeles, CA 90025. View SecureRights Licenses. NMLS ID: 3175, NMLS License Access Page.

You may not be matched with the lender making a particular conditional loan offer, and MintRates does not guarantee that any lender will make you a conditional loan offer.

"Mortgage rates are still low" claim based on monthly average mortgage rates on 30 year fixed mortgage over the last 30 years. Historical mortgage rates can be viewed here. "Average Mortgage rate" data source Freddie Mac.

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Disclaimer: MintRates is an online news and information service providing editorial content and directory information about mortgages and loans. MintRates is not a lender or mortgage broker and does not offer loans or mortgages directly or indirectly through representatives or agents. MintRates does not provide an application for credit or a mortgage loan. MintRates is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR or loan information posted by brokers, lenders or advertisers. All trademarks and logos appearing on this site are the property of their respective owners. Their appearance on this site does not indicate or imply an endorsement of our product. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.

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