Easy way to find a better rate for your mortgage

Compare rates from our lending partners and know you're getting the best rates.
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How it works

Step 1: Find lenders
Answer simple questions to find lenders for your unique scenario.
Step 2: Compare quotes
Get free personalized rate quotes and compare lenders side by side.
Step 3: Find the best
Get the best offer or continue shopping. No obligations.

Make a better financial decision

MintRates™ allows you to compare multiple offers from competing banks all in one place, saving you time and money.
Save your time
Use one form to get quotes with multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.
Actual prequalified rates
Not ballpark estimates like you get on other shopping sites.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Actual prequalified rates
Not ballpark estimates like you get on other shopping sites.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Save your time
Use one form to get quotes with multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.
Actual prequalified rates
Not ballpark estimates like you get on other shopping sites.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Save your time
Use one form to get quotes with multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.

What our users have to say

“Getting quotes from each bank separately is time consuming, we are glad that we've found Mintrates.com that did this for us. As a result we've got the lowest rate on the market”
Clark, San Diego CA

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powered by SecureRights | Advertising Disclosures

Advertising Disclosures.

MintRates is not a lender in any transaction and does not make loans, loan commitments or lock-rates. All credit decisions, including loan approval and the conditional rates and terms you are offered, are the responsibility of the participating lenders and will vary based upon your loan request, your particular financial situation, and criteria determined by the lenders to whom you are matched. Not all consumers will qualify for the advertised rates and terms.

SecureRights presents this functionality with the permission of this website, mobile app or media (this "Site"). By continuing, the information you provide will be submitted to SecureRights who will then match you with up to four loan professionals who may contact you about a mortgage or related matters. These loan professionals are selected from the SecureRights network of advertisers who typically have paid to be included, but they are not endorsed by this Site and are not the only providers of mortgages or related services. Obtaining a pre-approval or a loan is not guaranteed and may require further information from you. By submitting your request you agree to SecureRights Privacy Policy. SecureRights Contact Information: 2045 S. Barrington Ave., Suite A, Los Angeles, CA 90025. View SecureRights Licenses. NMLS ID: 3175, NMLS License Access Page.

You may not be matched with the lender making a particular conditional loan offer, and MintRates does not guarantee that any lender will make you a conditional loan offer.

"Mortgage rates are still low" claim based on monthly average mortgage rates on 30 year fixed mortgage over the last 30 years. Historical mortgage rates can be viewed here. "Average Mortgage rate" data source Freddie Mac.

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MintRates.com is an online news and information service providing editorial content and directory information about mortgages and loans. MintRates.com is not a lender or mortgage broker and does not offer loans or mortgages directly or indirectly through representatives or agents. MintRates.com does not provide an application for credit or a mortgage loan. MintRates.com is not responsible for the accuracy of information or responsible for the accuracy of the rates, APR or loan information posted by brokers, lenders or advertisers. All trademarks and logos appearing on this site are the property of their respective owners. Their appearance on this site does not indicate or imply an endorsement of our product. This site is directed at, and made available to, persons in the continental U.S., Alaska and Hawaii only.

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