Compare mortgage offers from multiple lenders

Get real quotes from competing banks to find the best option for you.
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How it works

1. Get matched with lenders
We scan hundreds of National and small local lenders to match you.
2. Compare banks offers
You compare up to four personalized quotes.
3. Choose the best rate
May the best bank win! Seriously… you’re in the driver’s seat here.

Smart financial decisions start here

MintRates® is a free service that scans hundreds of national and small local lenders to instantly match you to the best rates and products.
Save time
Simple steps and you will get quotes from multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.
Real personalized rates
Compare actual rates and closing costs, not estimated ones.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Real personalized rates
Compare actual rates and closing costs, not estimated ones.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Save time
Simple steps and you will get a quotes with multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.
Real personalized rates
Compare actual rates and closing costs, not estimated ones.
Smart and Secure
All your data is encrypted with a 256-bit encryption level.
It’s free, forever
We will never ask you for your credit card or payment information.
Save time
Simple steps and you will get a quotes with multiple lenders.
Not affect your Credit Score
There is no obligation and your credit will not be pulled.
Top-rated lenders
Verified and licensed lenders in all states across United States.

Join more than 500,000 users who found better rate

“My wife and I wanted to save money by refinancing our home. We've decided to compare quotes from different banks to find the lowest rates. Getting quotes from each bank separately is time consuming, we are glad that we've found Mintrates.com that did this for us. As a result we've got the lowest rate on the market”
Clark, San Diego CA
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Mortgage Glossary

Understand the most important lending and mortgage terms.


Mortgage Calculator

Calculate your monthly payment with taxes and homeowners insurance.


Closing Cost Calculator

Understand the closing cost fees and see total amount need to close.


Find low Rates

Compare personalized mortgage offers from multiple lenders in seconds.

You shop & compare everything online.
Why not your mortgage?

Instant results. Won’t impact your Credit Score.
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powered by SecureRights

Advertising Disclosures

Advertising and Licensing Disclosures.

Disclosure current as of October 19, 2018

SecureRights presents this functionality with the permission of this website, mobile app or media (this "Site"). By continuing, the information you provide will be submitted to SecureRights who will then match you with up to four loan professionals who may contact you about a mortgage or related matters. These loan professionals are selected from the SecureRights network of advertisers who typically have paid to be included, but they are not endorsed by this Site and are not the only providers of mortgages or related services. Obtaining a pre-approval or a loan is not guaranteed and may require further information from you. By submitting your request you agree to SecureRights Privacy Policy. SecureRights Contact Information: 2045 S. Barrington Ave., Suite A, Los Angeles, CA 90025. View SecureRights Licenses. NMLS ID: 3175, NMLS License Access Page.

"Mortgage rates are still low" claim based on monthly average mortgage rates on 30 year fixed mortgage over the last 30 years. Historical mortgage rates can be viewed here. "Average Mortgage rate" data source Freddie Mac.

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