Today's Refinance Rates in Texas
Current Average Refinance Rates in Texas - Updated: Sat, Apr 27, 2024
| Rate type | Average Rate | 1W Change | 1M Change | 1Y Change | ||
|---|---|---|---|---|---|---|
| 30-Year Fixed-Rate | 7.17% | 0.07% | 0.35% | 0.54% | Calculate payment | Personalize rate |
| 15-Year Fixed-Rate | 6.44% | 0.05% | 0.38% | 0.50% | Calculate payment | Personalize rate |
| 5/1 Adjustable Rate | 6.06% | 0.11% | 0.35% | 1.67% | Calculate payment | Personalize rate |
| FHA 30-Year Fixed-Rate | 6.89% | 0.04% | -0.00% | 0.22% | Calculate payment | Personalize rate |
| Jumbo 30-Year Fixed-Rate | 7.27% | -0.07% | -0.10% | 0.14% | Calculate payment | Personalize rate |
| VA 30-Year Fixed-Rate | 6.71% | 0.03% | -0.07% | 0.19% | Calculate payment | Personalize rate |
| USDA 30-Year Fixed-Rate | 6.80% | 0.01% | -0.04% | 0.11% | Calculate payment | Personalize rate |
According to data from Freddie Mac's Primary Mortgage Market Survey and Optimal Blue Mortgage Market Indices, As of the latest data, mortgage rates continue to exhibit both upward and downward trends across various loan programs. Here's a snapshot of the recent changes:
- 30-Year Fixed-Rate: The average rate for 30-Year Fixed-Rate is now at 7.17%. Over the past week, we've seen a slight increase of 0.07%, while the rates have risen by 0.35% over the past month. Looking back a year, the rate has risen by 0.54%.
- 15-Year Fixed-Rate: The average rate for 15-Year Fixed-Rate is now at 6.44%. Over the past week, we've seen a slight increase of 0.05%, while the rates have risen by 0.38% over the past month. Looking back a year, the rate has risen by 0.50%.
- 5/1 Adjustable Rate: The average rate for 5/1 Adjustable Rate is now at 6.06%. Over the past week, we've seen a slight increase of 0.11%, while the rates have risen by 0.35% over the past month. Looking back a year, the rate has risen by 1.67%.
- FHA 30-Year Fixed-Rate: The average rate for FHA 30-Year Fixed-Rate is now at 6.89%. Over the past week, we've seen a slight increase of 0.04%, while the rates have risen by -0.00% over the past month. Looking back a year, the rate has risen by 0.22%.
- Jumbo 30-Year Fixed-Rate: The average rate for Jumbo 30-Year Fixed-Rate is now at 7.27%. Over the past week, we've seen a decrease of -0.07%, while the rates have decreased by -0.10% over the past month. Looking back a year, the rate has risen by 0.14%.
- VA 30-Year Fixed-Rate: The average rate for VA 30-Year Fixed-Rate is now at 6.71%. Over the past week, we've seen a slight increase of 0.03%, while the rates have decreased by -0.07% over the past month. Looking back a year, the rate has risen by 0.19%.
- USDA 30-Year Fixed-Rate: The average rate for USDA 30-Year Fixed-Rate is now at 6.80%. Over the past week, we've seen a slight increase of 0.01%, while the rates have decreased by -0.04% over the past month. Looking back a year, the rate has risen by 0.11%.
