Compare quotes from top National mortgage providers and local lenders in seconds

Compare Mortgage Quotes Online

Compare Mortgage Quotes Online

Explore personalized rates from multiple lenders in seconds — without impacting your credit score.

Explore personalized rates from multiple lenders in seconds — without impacting your credit score.

How it works

Step 1

Answer a few questions to find lenders and receive personalized quotes. It's free and does not affect credit score.

Step 1 Step 1
Step 2

Compare personalized quotes and explore options to find the best terms that suit your needs.

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Step 3

Apply directly with the lender, secure funding or continue the search. There are no obligations – you're in control.

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Join millions of users who compare and save
Explore personalized quotes
Innovating home loan discovery for a decade
$65B+

Loans processed

2M+

People used

50

States served

100+

Lenders in platform

Frequently Asked Questions

MintRates.com is a web-based financial application designed for homebuyers and homeowners in the United States. It allows users to receive personalized quotes from national and local mortgage providers and compare them to find the best terms.

MintRates.com offers access to a comprehensive selection of financial products for comparison. This includes:

  • Mortgages: Conventional, FHA, VA, Jumbo, and USDA loans
  • Home Refinance Products: Options for refinancing existing mortgages to secure better rates or terms
  • Home Equity Loans and Lines of Credit: Products that allow homeowners to borrow against their home equity
  • Personal Loans: Unsecured loans for various personal needs

MintRates.com allows users to view mortgage quotes from multiple lenders in just seconds, making the comparison process quick and easy.

MintRates uses real-time data from a variety of technology providers and makes every effort to ensure that the rates and information displayed on MintRates.com are accurate and up-to-date. However, please note that rates may vary depending on several factors, including your credit score, loan amount, and market conditions. We recommend verifying the final rates and terms directly with the lender before making any decisions.

No, searching for options on MintRates.com does not affect your credit score.

No, MintRates.com does not charge users any fees for accessing our comparison services. Our platform is entirely free to use. We earn a commission from our partners when users choose to proceed with a financial product through our platform; however, this does not affect the rates or options available to you.

Yes, MintRates offers access to a variety of lenders, including those who work with borrowers with different credit profiles. However, the rates and terms offered may vary based on your credit score.

MintRates provides a variety of lenders and financial products, allowing you to compare and choose based on factors such as rates, APR, loan terms, monthly payments, lenders fees and points.

No, you cannot apply directly with MintRates. MintRates is not a lender or broker; it operates an online platform with a search engine for financial products and does not originate or provide any financial services. The platform offers streamlined access to lenders' websites or representatives. Once you select a product, you will be redirected to the lender's platform to begin the application process.

No, MintRates is neither a lender nor a broker. MintRates does not originate loans or accept applications directly. It operates an online platform with a search engine for financial products, helping users compare options. MintRates partners with various financial institutions and technology providers to give users access to a diverse range of options. Once you find a suitable product on the platform, you will be redirected to the lender's website or connected with their representatives to proceed with the application process.

Using MintRates.com to find the best mortgage rates is quite straightforward. Here?s a step-by-step guide to help you navigate platform:

  1. Select Loan Type: Select the type of loan you're interested in.
  2. Enter Your Details: Input details like loan amount, property value, credit score, and property location.
  3. Compare and Choose: You can compare these personalized quotes to find the best rate and terms that suit your needs.
  4. Contact Lenders: If you find a good rate, connect with the lender directly through the platform.
  5. Apply Online: Lenders allow you to complete the application online.

Mortgage Rates
Refinance Rates
U.S. Weekly Averages 52W Trends
30Y Fixed
6.79%
-0.97%
15Y Fixed
6%
-1.03%
FHA 30Y Fixed
6.35%
-0.93%
Jumbo 30Y Fixed
6.96%
-0.53%
VA 30Y Fixed
6.18%
-0.94%
USDA 30Y Fixed
6.37%
-0.87%
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