Today's Mortgage Rates in the US
The Current Average Mortgage Rates in the US - Updated: Tue, Nov 28, 2023
| Rate type | Average Rate | 1W Change | 1M Change | 1Y Change | ||
|---|---|---|---|---|---|---|
| 30-Year Fixed-Rate | 7.29% | -0.15% | -0.47% | 0.11% | Calculate | Personalize |
| 15-Year Fixed-Rate | 6.67% | -0.09% | -0.36% | 0.12% | Calculate | Personalize |
| 5/1 Adjustable Rate | 6.06% | 0.11% | 0.35% | 1.67% | Calculate | Personalize |
| FHA 30-Year Fixed-Rate | 7.03% | -0.01% | -0.13% | -0.20% | Calculate | Personalize |
| Jumbo 30-Year Fixed-Rate | 7.47% | -0.06% | -0.10% | -0.20% | Calculate | Personalize |
| VA 30-Year Fixed-Rate | 6.82% | -0.15% | -0.17% | -0.31% | Calculate | Personalize |
According to data from Freddie Mac's Primary Mortgage Market Survey and Optimal Blue Mortgage Market Indices, As of the latest data, mortgage rates continue to exhibit both upward and downward trends across various loan programs. Here's a snapshot of the recent changes:
- 30-Year Fixed-Rate: The average rate for 30-Year Fixed-Rate is now at 7.29%. Over the past week, we've seen a decrease of -0.15%, while the rates have decreased by -0.47% over the past month. Looking back a year, the rate has risen by 0.11%.
- 15-Year Fixed-Rate: The average rate for 15-Year Fixed-Rate is now at 6.67%. Over the past week, we've seen a decrease of -0.09%, while the rates have decreased by -0.36% over the past month. Looking back a year, the rate has risen by 0.12%.
- 5/1 Adjustable Rate: The average rate for 5/1 Adjustable Rate is now at 6.06%. Over the past week, we've seen a slight increase of 0.11%, while the rates have risen by 0.35% over the past month. Looking back a year, the rate has risen by 1.67%.
- FHA 30-Year Fixed-Rate: The average rate for FHA 30-Year Fixed-Rate is now at 7.03%. Over the past week, we've seen a decrease of -0.01%, while the rates have decreased by -0.13% over the past month. Looking back a year, the rate has decreased by -0.20%.
- Jumbo 30-Year Fixed-Rate: The average rate for Jumbo 30-Year Fixed-Rate is now at 7.47%. Over the past week, we've seen a decrease of -0.06%, while the rates have decreased by -0.10% over the past month. Looking back a year, the rate has decreased by -0.20%.
- VA 30-Year Fixed-Rate: The average rate for VA 30-Year Fixed-Rate is now at 6.82%. Over the past week, we've seen a decrease of -0.15%, while the rates have decreased by -0.17% over the past month. Looking back a year, the rate has decreased by -0.31%.
