Alabama Conventional Loan Limits in 2024
Explore the 2024 Conventional Loan Limits in Alabama, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Alabama for the year 2024.
| County name | One-Unit | Two-Unit | Three-Unit | Four-Unit |
|---|---|---|---|---|
| Baldwin County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Barbour County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bibb County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Blount County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bullock County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Butler County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Calhoun County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Chambers County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cherokee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Chilton County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Choctaw County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clarke County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clay County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cleburne County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Coffee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Colbert County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Conecuh County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Coosa County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Covington County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Crenshaw County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cullman County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Dale County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Dallas County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Dekalb County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Elmore County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Escambia County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Etowah County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Fayette County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Franklin County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Geneva County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Greene County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Hale County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Henry County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Houston County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Jackson County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Jefferson County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lamar County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lauderdale County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lawrence County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Limestone County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lowndes County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Macon County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Madison County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Marengo County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Marion County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Marshall County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Mobile County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Monroe County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Montgomery County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Morgan County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Perry County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Pickens County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Pike County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Randolph County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Russell County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| St. Clair County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Shelby County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Sumter County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Talladega County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Tallapoosa County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Tuscaloosa County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Walker County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Washington County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Wilcox County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Winston County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Summary of Alabama Conventional Loan Limits in 2024
Alabama Conventional Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.
Here are the minimum and maximum loan limits for each unit type:
- One-Unit Limit: $766,550 - $766,550
- Two-Unit Limit: $981,500 - $981,500
- Three-Unit Limit: $1,186,350 - $1,186,350
- Four-Unit Limit: $1,474,400 - $1,474,400
Notes:
- One-Unit is a single family home or condominium
- Two-Unit is two separate living units (duplex)
- Three-Unit three separate living units (triplex)
- Four-Unit four separate living units (fourplex)