Conventional Loan Limits for 2024 in Arizona

If you're looking to buy a home in Arizona, it's important to know the Conventional Loan Limits for 2024. MintRates compiled the Conventional Loan Limits data from Federal Housing Finance Agency. These limits set the maximum amount you can borrow from lenders while staying within the guidelines of Fannie Mae and Freddie Mac.

Key points:

Conventional Loan Limits are set annually by the FHFA for all states, including Arizona.
Conventional Loan Limits adjust yearly based on the national housing market.
In Arizona, Conventional Loan Limits vary by county, with higher limits in more expensive areas.
Conventional Loan Limits differ for single-family and multi-unit homes.
Some Arizona counties may qualify for higher limits due to the cost of living.
Loans above Conventional Loan Limits are considered jumbo loans and follow different guidelines.

Summary of Arizona Conventional Loan Limits

In 2024, the Conventional Loan Limits in Arizona are set to guide how much you can borrow based on the type of property and the number of units. Here’s a quick overview of the minimum and maximum loan amounts for each property type set in Arizona for 2024:

One-Unit Limit: $766,550
Two-Unit Limit: $981,500
Three-Unit Limit: $1,186,350
Four-Unit Limit: $1,474,400

Find the 2024 Arizona Conventional Loan Limits by County from the list below to explore detailed loan limits for different unit types.