California Conventional Loan Limits in 2024

Explore the 2024 Conventional Loan Limits in California, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in California for the year 2024.

County name One-Unit Two-Unit Three-Unit Four-Unit
Alameda County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Alpine County $766,550 $981,500 $1,186,350 $1,474,400
Amador County $766,550 $981,500 $1,186,350 $1,474,400
Butte County $766,550 $981,500 $1,186,350 $1,474,400
Calaveras County $766,550 $981,500 $1,186,350 $1,474,400
Colusa County $766,550 $981,500 $1,186,350 $1,474,400
Contra Costa County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Del Norte County $766,550 $981,500 $1,186,350 $1,474,400
El Dorado County $766,550 $981,500 $1,186,350 $1,474,400
Fresno County $766,550 $981,500 $1,186,350 $1,474,400
Glenn County $766,550 $981,500 $1,186,350 $1,474,400
Humboldt County $766,550 $981,500 $1,186,350 $1,474,400
Imperial County $766,550 $981,500 $1,186,350 $1,474,400
Inyo County $766,550 $981,500 $1,186,350 $1,474,400
Kern County $766,550 $981,500 $1,186,350 $1,474,400
Kings County $766,550 $981,500 $1,186,350 $1,474,400
Lake County $766,550 $981,500 $1,186,350 $1,474,400
Lassen County $766,550 $981,500 $1,186,350 $1,474,400
Los Angeles County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Madera County $766,550 $981,500 $1,186,350 $1,474,400
Marin County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Mariposa County $766,550 $981,500 $1,186,350 $1,474,400
Mendocino County $766,550 $981,500 $1,186,350 $1,474,400
Merced County $766,550 $981,500 $1,186,350 $1,474,400
Modoc County $766,550 $981,500 $1,186,350 $1,474,400
Mono County $766,550 $981,500 $1,186,350 $1,474,400
Monterey County $920,000 $1,177,750 $1,423,650 $1,769,250
Napa County $1,017,750 $1,302,900 $1,574,900 $1,957,250
Nevada County $766,550 $981,500 $1,186,350 $1,474,400
Orange County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Placer County $766,550 $981,500 $1,186,350 $1,474,400
Plumas County $766,550 $981,500 $1,186,350 $1,474,400
Riverside County $766,550 $981,500 $1,186,350 $1,474,400
Sacramento County $766,550 $981,500 $1,186,350 $1,474,400
San Benito County $1,149,825 $1,472,250 $1,779,525 $2,211,600
San Bernardino County $766,550 $981,500 $1,186,350 $1,474,400
San Diego County $1,006,250 $1,288,200 $1,557,150 $1,935,150
San Francisco County $1,149,825 $1,472,250 $1,779,525 $2,211,600
San Joaquin County $766,550 $981,500 $1,186,350 $1,474,400
San Luis Obispo County $929,200 $1,189,550 $1,437,900 $1,786,950
San Mateo County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Santa Barbara County $838,350 $1,073,250 $1,297,300 $1,612,250
Santa Clara County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Santa Cruz County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Shasta County $766,550 $981,500 $1,186,350 $1,474,400
Sierra County $766,550 $981,500 $1,186,350 $1,474,400
Siskiyou County $766,550 $981,500 $1,186,350 $1,474,400
Solano County $766,550 $981,500 $1,186,350 $1,474,400
Sonoma County $877,450 $1,123,300 $1,357,800 $1,687,450
Stanislaus County $766,550 $981,500 $1,186,350 $1,474,400
Sutter County $766,550 $981,500 $1,186,350 $1,474,400
Tehama County $766,550 $981,500 $1,186,350 $1,474,400
Trinity County $766,550 $981,500 $1,186,350 $1,474,400
Tulare County $766,550 $981,500 $1,186,350 $1,474,400
Tuolumne County $766,550 $981,500 $1,186,350 $1,474,400
Ventura County $954,500 $1,221,950 $1,477,050 $1,835,600
Yolo County $766,550 $981,500 $1,186,350 $1,474,400
Yuba County $766,550 $981,500 $1,186,350 $1,474,400

Summary of California Conventional Loan Limits in 2024

California Conventional Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.

Here are the minimum and maximum loan limits for each unit type:

  • One-Unit Limit: $766,550 - $1,149,825
  • Two-Unit Limit: $981,500 - $1,472,250
  • Three-Unit Limit: $1,186,350 - $1,779,525
  • Four-Unit Limit: $1,474,400 - $2,211,600

Notes:

  • One-Unit is a single family home or condominium
  • Two-Unit is two separate living units (duplex)
  • Three-Unit three separate living units (triplex)
  • Four-Unit four separate living units (fourplex)