California Conventional Loan Limits in 2024
Explore the 2024 Conventional Loan Limits in California, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in California for the year 2024.
County name | One-Unit | Two-Unit | Three-Unit | Four-Unit |
---|---|---|---|---|
Alameda County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Alpine County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Amador County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Butte County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Calaveras County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Colusa County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Contra Costa County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Del Norte County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
El Dorado County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Fresno County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Glenn County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Humboldt County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Imperial County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Inyo County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Kern County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Kings County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Lake County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Lassen County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Los Angeles County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Madera County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Marin County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Mariposa County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Mendocino County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Merced County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Modoc County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Mono County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Monterey County | $920,000 | $1,177,750 | $1,423,650 | $1,769,250 |
Napa County | $1,017,750 | $1,302,900 | $1,574,900 | $1,957,250 |
Nevada County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Orange County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Placer County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Plumas County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Riverside County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sacramento County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
San Benito County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
San Bernardino County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
San Diego County | $1,006,250 | $1,288,200 | $1,557,150 | $1,935,150 |
San Francisco County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
San Joaquin County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
San Luis Obispo County | $929,200 | $1,189,550 | $1,437,900 | $1,786,950 |
San Mateo County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Santa Barbara County | $838,350 | $1,073,250 | $1,297,300 | $1,612,250 |
Santa Clara County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Santa Cruz County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
Shasta County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sierra County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Siskiyou County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Solano County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sonoma County | $877,450 | $1,123,300 | $1,357,800 | $1,687,450 |
Stanislaus County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Sutter County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Tehama County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Trinity County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Tulare County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Tuolumne County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Ventura County | $954,500 | $1,221,950 | $1,477,050 | $1,835,600 |
Yolo County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Yuba County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Summary of California Conventional Loan Limits in 2024
California Conventional Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.
Here are the minimum and maximum loan limits for each unit type:
- One-Unit Limit: $766,550 - $1,149,825
- Two-Unit Limit: $981,500 - $1,472,250
- Three-Unit Limit: $1,186,350 - $1,779,525
- Four-Unit Limit: $1,474,400 - $2,211,600
Notes:
- One-Unit is a single family home or condominium
- Two-Unit is two separate living units (duplex)
- Three-Unit three separate living units (triplex)
- Four-Unit four separate living units (fourplex)