Idaho Conventional Loan Limits in 2024
Explore the 2024 Conventional Loan Limits in Idaho, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Idaho for the year 2024.
| County name | One-Unit | Two-Unit | Three-Unit | Four-Unit |
|---|---|---|---|---|
| Ada County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Adams County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bannock County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bear Lake County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Benewah County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bingham County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Blaine County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Boise County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bonner County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bonneville County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Boundary County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Butte County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Camas County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Canyon County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Caribou County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cassia County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clark County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clearwater County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Custer County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Elmore County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Franklin County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Fremont County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Gem County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Gooding County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Idaho County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Jefferson County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Jerome County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Kootenai County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Latah County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lemhi County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lewis County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lincoln County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Madison County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Minidoka County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Nez Perce County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Oneida County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Owyhee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Payette County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Power County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Shoshone County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Teton County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Twin Falls County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Valley County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Washington County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Summary of Idaho Conventional Loan Limits in 2024
Idaho Conventional Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.
Here are the minimum and maximum loan limits for each unit type:
- One-Unit Limit: $766,550 - $1,149,825
- Two-Unit Limit: $981,500 - $1,472,250
- Three-Unit Limit: $1,186,350 - $1,779,525
- Four-Unit Limit: $1,474,400 - $2,211,600
Notes:
- One-Unit is a single family home or condominium
- Two-Unit is two separate living units (duplex)
- Three-Unit three separate living units (triplex)
- Four-Unit four separate living units (fourplex)