2019's Conventional Home loan limits for New Jersey by county

The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages varying by geographic location.

Expolore Conventional Home loan limits for New Jersey by County

County name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Atlantic County, NJ $417,000 $533,850 $645,300 $801,950
Bergen County, NJ $625,500 $800,775 $967,950 $1,202,925
Burlington County, NJ $417,000 $533,850 $645,300 $801,950
Camden County, NJ $417,000 $533,850 $645,300 $801,950
Cape May County, NJ $417,000 $533,850 $645,300 $801,950
Cumberland County, NJ $417,000 $533,850 $645,300 $801,950
Essex County, NJ $625,500 $800,775 $967,950 $1,202,925
Gloucester County, NJ $417,000 $533,850 $645,300 $801,950
Hudson County, NJ $625,500 $800,775 $967,950 $1,202,925
Hunterdon County, NJ $625,500 $800,775 $967,950 $1,202,925
Mercer County, NJ $417,000 $533,850 $645,300 $801,950
Middlesex County, NJ $625,500 $800,775 $967,950 $1,202,925
Monmouth County, NJ $625,500 $800,775 $967,950 $1,202,925
Morris County, NJ $625,500 $800,775 $967,950 $1,202,925
Ocean County, NJ $625,500 $800,775 $967,950 $1,202,925
Passaic County, NJ $625,500 $800,775 $967,950 $1,202,925
Salem County, NJ $417,000 $533,850 $645,300 $801,950
Somerset County, NJ $625,500 $800,775 $967,950 $1,202,925
Sussex County, NJ $625,500 $800,775 $967,950 $1,202,925
Union County, NJ $625,500 $800,775 $967,950 $1,202,925
Warren County, NJ $417,000 $533,850 $645,300 $801,950

Notes:

  • One-Family is a single family home or condominium
  • Two-Family is two separate living units (duplex)
  • Three-Family three separate living units (triplex)
  • Four-Family four separate living units (fourplex)