2019's Conventional Home loan limits for New York by county

The Federal Housing Finance Agency (FHFA) publishes annual conforming loan limits that apply to all conventional mortgages varying by geographic location.

Expolore Conventional Home loan limits for New York by County

County name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Albany County, NY $417,000 $533,850 $645,300 $801,950
Allegany County, NY $417,000 $533,850 $645,300 $801,950
Bronx County, NY $625,500 $800,775 $967,950 $1,202,925
Broome County, NY $417,000 $533,850 $645,300 $801,950
Cattaraugus County, NY $417,000 $533,850 $645,300 $801,950
Cayuga County, NY $417,000 $533,850 $645,300 $801,950
Chautauqua County, NY $417,000 $533,850 $645,300 $801,950
Chemung County, NY $417,000 $533,850 $645,300 $801,950
Chenango County, NY $417,000 $533,850 $645,300 $801,950
Clinton County, NY $417,000 $533,850 $645,300 $801,950
Columbia County, NY $417,000 $533,850 $645,300 $801,950
Cortland County, NY $417,000 $533,850 $645,300 $801,950
Delaware County, NY $417,000 $533,850 $645,300 $801,950
Dutchess County, NY $625,500 $800,775 $967,950 $1,202,925
Erie County, NY $417,000 $533,850 $645,300 $801,950
Essex County, NY $417,000 $533,850 $645,300 $801,950
Franklin County, NY $417,000 $533,850 $645,300 $801,950
Fulton County, NY $417,000 $533,850 $645,300 $801,950
Genesee County, NY $417,000 $533,850 $645,300 $801,950
Greene County, NY $417,000 $533,850 $645,300 $801,950
Hamilton County, NY $417,000 $533,850 $645,300 $801,950
Herkimer County, NY $417,000 $533,850 $645,300 $801,950
Jefferson County, NY $417,000 $533,850 $645,300 $801,950
Kings County, NY $625,500 $800,775 $967,950 $1,202,925
Lewis County, NY $417,000 $533,850 $645,300 $801,950
Livingston County, NY $417,000 $533,850 $645,300 $801,950
Madison County, NY $417,000 $533,850 $645,300 $801,950
Monroe County, NY $417,000 $533,850 $645,300 $801,950
Montgomery County, NY $417,000 $533,850 $645,300 $801,950
Nassau County, NY $625,500 $800,775 $967,950 $1,202,925
New York County, NY $625,500 $800,775 $967,950 $1,202,925
Niagara County, NY $417,000 $533,850 $645,300 $801,950
Oneida County, NY $417,000 $533,850 $645,300 $801,950
Onondaga County, NY $417,000 $533,850 $645,300 $801,950
Ontario County, NY $417,000 $533,850 $645,300 $801,950
Orange County, NY $625,500 $800,775 $967,950 $1,202,925
Orleans County, NY $417,000 $533,850 $645,300 $801,950
Oswego County, NY $417,000 $533,850 $645,300 $801,950
Otsego County, NY $417,000 $533,850 $645,300 $801,950
Putnam County, NY $625,500 $800,775 $967,950 $1,202,925
Queens County, NY $625,500 $800,775 $967,950 $1,202,925
Rensselaer County, NY $417,000 $533,850 $645,300 $801,950
Richmond County, NY $625,500 $800,775 $967,950 $1,202,925
Rockland County, NY $625,500 $800,775 $967,950 $1,202,925
Saratoga County, NY $417,000 $533,850 $645,300 $801,950
Schenectady County, NY $417,000 $533,850 $645,300 $801,950
Schoharie County, NY $417,000 $533,850 $645,300 $801,950
Schuyler County, NY $417,000 $533,850 $645,300 $801,950
Seneca County, NY $417,000 $533,850 $645,300 $801,950
St. Lawrence County, NY $417,000 $533,850 $645,300 $801,950
Steuben County, NY $417,000 $533,850 $645,300 $801,950
Suffolk County, NY $625,500 $800,775 $967,950 $1,202,925
Sullivan County, NY $417,000 $533,850 $645,300 $801,950
Tioga County, NY $417,000 $533,850 $645,300 $801,950
Tompkins County, NY $417,000 $533,850 $645,300 $801,950
Ulster County, NY $417,000 $533,850 $645,300 $801,950
Warren County, NY $417,000 $533,850 $645,300 $801,950
Washington County, NY $417,000 $533,850 $645,300 $801,950
Wayne County, NY $417,000 $533,850 $645,300 $801,950
Westchester County, NY $625,500 $800,775 $967,950 $1,202,925
Wyoming County, NY $417,000 $533,850 $645,300 $801,950
Yates County, NY $417,000 $533,850 $645,300 $801,950

Notes:

  • One-Family is a single family home or condominium
  • Two-Family is two separate living units (duplex)
  • Three-Family three separate living units (triplex)
  • Four-Family four separate living units (fourplex)