South Carolina Conventional Loan Limits in 2024

Explore the 2024 Conventional Loan Limits in South Carolina, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in South Carolina for the year 2024.

County name One-Unit Two-Unit Three-Unit Four-Unit
Abbeville County $766,550 $981,500 $1,186,350 $1,474,400
Aiken County $766,550 $981,500 $1,186,350 $1,474,400
Allendale County $766,550 $981,500 $1,186,350 $1,474,400
Anderson County $766,550 $981,500 $1,186,350 $1,474,400
Bamberg County $766,550 $981,500 $1,186,350 $1,474,400
Barnwell County $766,550 $981,500 $1,186,350 $1,474,400
Beaufort County $766,550 $981,500 $1,186,350 $1,474,400
Berkeley County $766,550 $981,500 $1,186,350 $1,474,400
Calhoun County $766,550 $981,500 $1,186,350 $1,474,400
Charleston County $766,550 $981,500 $1,186,350 $1,474,400
Cherokee County $766,550 $981,500 $1,186,350 $1,474,400
Chester County $766,550 $981,500 $1,186,350 $1,474,400
Chesterfield County $766,550 $981,500 $1,186,350 $1,474,400
Clarendon County $766,550 $981,500 $1,186,350 $1,474,400
Colleton County $766,550 $981,500 $1,186,350 $1,474,400
Darlington County $766,550 $981,500 $1,186,350 $1,474,400
Dillon County $766,550 $981,500 $1,186,350 $1,474,400
Dorchester County $766,550 $981,500 $1,186,350 $1,474,400
Edgefield County $766,550 $981,500 $1,186,350 $1,474,400
Fairfield County $766,550 $981,500 $1,186,350 $1,474,400
Florence County $766,550 $981,500 $1,186,350 $1,474,400
Georgetown County $766,550 $981,500 $1,186,350 $1,474,400
Greenville County $766,550 $981,500 $1,186,350 $1,474,400
Greenwood County $766,550 $981,500 $1,186,350 $1,474,400
Hampton County $766,550 $981,500 $1,186,350 $1,474,400
Horry County $766,550 $981,500 $1,186,350 $1,474,400
Jasper County $766,550 $981,500 $1,186,350 $1,474,400
Kershaw County $766,550 $981,500 $1,186,350 $1,474,400
Lancaster County $766,550 $981,500 $1,186,350 $1,474,400
Laurens County $766,550 $981,500 $1,186,350 $1,474,400
Lee County $766,550 $981,500 $1,186,350 $1,474,400
Lexington County $766,550 $981,500 $1,186,350 $1,474,400
Mccormick County $766,550 $981,500 $1,186,350 $1,474,400
Marion County $766,550 $981,500 $1,186,350 $1,474,400
Marlboro County $766,550 $981,500 $1,186,350 $1,474,400
Newberry County $766,550 $981,500 $1,186,350 $1,474,400
Oconee County $766,550 $981,500 $1,186,350 $1,474,400
Orangeburg County $766,550 $981,500 $1,186,350 $1,474,400
Pickens County $766,550 $981,500 $1,186,350 $1,474,400
Richland County $766,550 $981,500 $1,186,350 $1,474,400
Saluda County $766,550 $981,500 $1,186,350 $1,474,400
Spartanburg County $766,550 $981,500 $1,186,350 $1,474,400
Sumter County $766,550 $981,500 $1,186,350 $1,474,400
Union County $766,550 $981,500 $1,186,350 $1,474,400
Williamsburg County $766,550 $981,500 $1,186,350 $1,474,400
York County $766,550 $981,500 $1,186,350 $1,474,400

Summary of South Carolina Conventional Loan Limits in 2024

South Carolina Conventional Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.

Here are the minimum and maximum loan limits for each unit type:

  • One-Unit Limit: $766,550 - $766,550
  • Two-Unit Limit: $981,500 - $981,500
  • Three-Unit Limit: $1,186,350 - $1,186,350
  • Four-Unit Limit: $1,474,400 - $1,474,400

Notes:

  • One-Unit is a single family home or condominium
  • Two-Unit is two separate living units (duplex)
  • Three-Unit three separate living units (triplex)
  • Four-Unit four separate living units (fourplex)