Utah Conventional Loan Limits in 2024

Explore the 2024 Conventional Loan Limits in Utah, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Utah for the year 2024.

County name One-Unit Two-Unit Three-Unit Four-Unit
Beaver County $766,550 $981,500 $1,186,350 $1,474,400
Box Elder County $766,550 $981,500 $1,186,350 $1,474,400
Cache County $766,550 $981,500 $1,186,350 $1,474,400
Carbon County $766,550 $981,500 $1,186,350 $1,474,400
Daggett County $766,550 $981,500 $1,186,350 $1,474,400
Davis County $766,550 $981,500 $1,186,350 $1,474,400
Duchesne County $766,550 $981,500 $1,186,350 $1,474,400
Emery County $766,550 $981,500 $1,186,350 $1,474,400
Garfield County $766,550 $981,500 $1,186,350 $1,474,400
Grand County $766,550 $981,500 $1,186,350 $1,474,400
Iron County $766,550 $981,500 $1,186,350 $1,474,400
Juab County $766,550 $981,500 $1,186,350 $1,474,400
Kane County $766,550 $981,500 $1,186,350 $1,474,400
Millard County $766,550 $981,500 $1,186,350 $1,474,400
Morgan County $766,550 $981,500 $1,186,350 $1,474,400
Piute County $766,550 $981,500 $1,186,350 $1,474,400
Rich County $766,550 $981,500 $1,186,350 $1,474,400
Salt Lake County $766,550 $981,500 $1,186,350 $1,474,400
San Juan County $766,550 $981,500 $1,186,350 $1,474,400
Sanpete County $766,550 $981,500 $1,186,350 $1,474,400
Sevier County $766,550 $981,500 $1,186,350 $1,474,400
Summit County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Tooele County $766,550 $981,500 $1,186,350 $1,474,400
Uintah County $766,550 $981,500 $1,186,350 $1,474,400
Utah County $766,550 $981,500 $1,186,350 $1,474,400
Wasatch County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Washington County $766,550 $981,500 $1,186,350 $1,474,400
Wayne County $997,050 $1,276,400 $1,542,900 $1,917,450
Weber County $766,550 $981,500 $1,186,350 $1,474,400

Summary of Utah Conventional Loan Limits in 2024

Utah Conventional Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.

Here are the minimum and maximum loan limits for each unit type:

  • One-Unit Limit: $766,550 - $1,149,825
  • Two-Unit Limit: $981,500 - $1,472,250
  • Three-Unit Limit: $1,186,350 - $1,779,525
  • Four-Unit Limit: $1,474,400 - $2,211,600

Notes:

  • One-Unit is a single family home or condominium
  • Two-Unit is two separate living units (duplex)
  • Three-Unit three separate living units (triplex)
  • Four-Unit four separate living units (fourplex)