Washington Conventional Loan Limits in 2024
Explore the 2024 Conventional Loan Limits in Washington, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Washington for the year 2024.
| County name | One-Unit | Two-Unit | Three-Unit | Four-Unit |
|---|---|---|---|---|
| Adams County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Asotin County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Benton County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Chelan County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clallam County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clark County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Columbia County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cowlitz County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Douglas County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Ferry County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Franklin County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Garfield County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Grant County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Grays Harbor County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Island County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Jefferson County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| King County | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Kitsap County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Kittitas County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Klickitat County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lewis County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lincoln County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Mason County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Okanogan County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Pacific County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Pend Oreille County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Pierce County | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| San Juan County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Skagit County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Skamania County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Snohomish County | $977,500 | $1,251,400 | $1,512,650 | $1,879,850 |
| Spokane County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Stevens County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Thurston County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Wahkiakum County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Walla Walla County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Whatcom County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Whitman County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Yakima County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Summary of Washington Conventional Loan Limits in 2024
Washington Conventional Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.
Here are the minimum and maximum loan limits for each unit type:
- One-Unit Limit: $766,550 - $977,500
- Two-Unit Limit: $981,500 - $1,251,400
- Three-Unit Limit: $1,186,350 - $1,512,650
- Four-Unit Limit: $1,474,400 - $1,879,850
Notes:
- One-Unit is a single family home or condominium
- Two-Unit is two separate living units (duplex)
- Three-Unit three separate living units (triplex)
- Four-Unit four separate living units (fourplex)