Florida VA Loan Limits in 2024

Explore the 2024 VA Loan Limits in Florida, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Florida for the year 2024.

County name One-Unit Two-Unit Three-Unit Four-Unit
Alachua County $766,550 $981,500 $1,186,350 $1,474,400
Baker County $766,550 $981,500 $1,186,350 $1,474,400
Bay County $766,550 $981,500 $1,186,350 $1,474,400
Bradford County $766,550 $981,500 $1,186,350 $1,474,400
Brevard County $766,550 $981,500 $1,186,350 $1,474,400
Broward County $766,550 $981,500 $1,186,350 $1,474,400
Calhoun County $766,550 $981,500 $1,186,350 $1,474,400
Charlotte County $766,550 $981,500 $1,186,350 $1,474,400
Citrus County $766,550 $981,500 $1,186,350 $1,474,400
Clay County $766,550 $981,500 $1,186,350 $1,474,400
Collier County $766,550 $981,500 $1,186,350 $1,474,400
Columbia County $766,550 $981,500 $1,186,350 $1,474,400
Desoto County $766,550 $981,500 $1,186,350 $1,474,400
Dixie County $766,550 $981,500 $1,186,350 $1,474,400
Duval County $766,550 $981,500 $1,186,350 $1,474,400
Escambia County $766,550 $981,500 $1,186,350 $1,474,400
Flagler County $766,550 $981,500 $1,186,350 $1,474,400
Franklin County $766,550 $981,500 $1,186,350 $1,474,400
Gadsden County $766,550 $981,500 $1,186,350 $1,474,400
Gilchrist County $766,550 $981,500 $1,186,350 $1,474,400
Glades County $766,550 $981,500 $1,186,350 $1,474,400
Gulf County $766,550 $981,500 $1,186,350 $1,474,400
Hamilton County $766,550 $981,500 $1,186,350 $1,474,400
Hardee County $766,550 $981,500 $1,186,350 $1,474,400
Hendry County $766,550 $981,500 $1,186,350 $1,474,400
Hernando County $766,550 $981,500 $1,186,350 $1,474,400
Highlands County $766,550 $981,500 $1,186,350 $1,474,400
Hillsborough County $766,550 $981,500 $1,186,350 $1,474,400
Holmes County $766,550 $981,500 $1,186,350 $1,474,400
Indian River County $766,550 $981,500 $1,186,350 $1,474,400
Jackson County $766,550 $981,500 $1,186,350 $1,474,400
Jefferson County $766,550 $981,500 $1,186,350 $1,474,400
Lafayette County $766,550 $981,500 $1,186,350 $1,474,400
Lake County $766,550 $981,500 $1,186,350 $1,474,400
Lee County $766,550 $981,500 $1,186,350 $1,474,400
Leon County $766,550 $981,500 $1,186,350 $1,474,400
Levy County $766,550 $981,500 $1,186,350 $1,474,400
Liberty County $766,550 $981,500 $1,186,350 $1,474,400
Madison County $766,550 $981,500 $1,186,350 $1,474,400
Manatee County $766,550 $981,500 $1,186,350 $1,474,400
Marion County $766,550 $981,500 $1,186,350 $1,474,400
Martin County $766,550 $981,500 $1,186,350 $1,474,400
Miami-dade County $766,550 $981,500 $1,186,350 $1,474,400
Monroe County $929,200 $1,189,550 $1,437,900 $1,786,950
Nassau County $766,550 $981,500 $1,186,350 $1,474,400
Okaloosa County $766,550 $981,500 $1,186,350 $1,474,400
Okeechobee County $766,550 $981,500 $1,186,350 $1,474,400
Orange County $766,550 $981,500 $1,186,350 $1,474,400
Osceola County $766,550 $981,500 $1,186,350 $1,474,400
Palm Beach County $766,550 $981,500 $1,186,350 $1,474,400
Pasco County $766,550 $981,500 $1,186,350 $1,474,400
Pinellas County $766,550 $981,500 $1,186,350 $1,474,400
Polk County $766,550 $981,500 $1,186,350 $1,474,400
Putnam County $766,550 $981,500 $1,186,350 $1,474,400
St. Johns County $766,550 $981,500 $1,186,350 $1,474,400
St. Lucie County $766,550 $981,500 $1,186,350 $1,474,400
Santa Rosa County $766,550 $981,500 $1,186,350 $1,474,400
Sarasota County $766,550 $981,500 $1,186,350 $1,474,400
Seminole County $766,550 $981,500 $1,186,350 $1,474,400
Sumter County $766,550 $981,500 $1,186,350 $1,474,400
Suwannee County $766,550 $981,500 $1,186,350 $1,474,400
Taylor County $766,550 $981,500 $1,186,350 $1,474,400
Union County $766,550 $981,500 $1,186,350 $1,474,400
Volusia County $766,550 $981,500 $1,186,350 $1,474,400
Wakulla County $766,550 $981,500 $1,186,350 $1,474,400
Walton County $766,550 $981,500 $1,186,350 $1,474,400
Washington County $766,550 $981,500 $1,186,350 $1,474,400

Summary of Florida VA Loan Limits in 2024

Florida VA Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.

Here are the minimum and maximum loan limits for each unit type:

  • One-Unit Limit: $766,550 - $929,200
  • Two-Unit Limit: $981,500 - $1,189,550
  • Three-Unit Limit: $1,186,350 - $1,437,900
  • Four-Unit Limit: $1,474,400 - $1,786,950

Notes:

  • One-Unit is a single family home or condominium
  • Two-Unit is two separate living units (duplex)
  • Three-Unit three separate living units (triplex)
  • Four-Unit four separate living units (fourplex)