Illinois VA Loan Limits in 2024

Explore the 2024 VA Loan Limits in Illinois, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Illinois for the year 2024.

County name One-Unit Two-Unit Three-Unit Four-Unit
Adams County $766,550 $981,500 $1,186,350 $1,474,400
Alexander County $766,550 $981,500 $1,186,350 $1,474,400
Bond County $766,550 $981,500 $1,186,350 $1,474,400
Boone County $766,550 $981,500 $1,186,350 $1,474,400
Brown County $766,550 $981,500 $1,186,350 $1,474,400
Bureau County $766,550 $981,500 $1,186,350 $1,474,400
Calhoun County $766,550 $981,500 $1,186,350 $1,474,400
Carroll County $766,550 $981,500 $1,186,350 $1,474,400
Cass County $766,550 $981,500 $1,186,350 $1,474,400
Champaign County $766,550 $981,500 $1,186,350 $1,474,400
Christian County $766,550 $981,500 $1,186,350 $1,474,400
Clark County $766,550 $981,500 $1,186,350 $1,474,400
Clay County $766,550 $981,500 $1,186,350 $1,474,400
Clinton County $766,550 $981,500 $1,186,350 $1,474,400
Coles County $766,550 $981,500 $1,186,350 $1,474,400
Cook County $766,550 $981,500 $1,186,350 $1,474,400
Crawford County $766,550 $981,500 $1,186,350 $1,474,400
Cumberland County $766,550 $981,500 $1,186,350 $1,474,400
Dekalb County $766,550 $981,500 $1,186,350 $1,474,400
De Witt County $766,550 $981,500 $1,186,350 $1,474,400
Douglas County $766,550 $981,500 $1,186,350 $1,474,400
Dupage County $766,550 $981,500 $1,186,350 $1,474,400
Edgar County $766,550 $981,500 $1,186,350 $1,474,400
Edwards County $766,550 $981,500 $1,186,350 $1,474,400
Effingham County $766,550 $981,500 $1,186,350 $1,474,400
Fayette County $766,550 $981,500 $1,186,350 $1,474,400
Ford County $766,550 $981,500 $1,186,350 $1,474,400
Franklin County $766,550 $981,500 $1,186,350 $1,474,400
Fulton County $766,550 $981,500 $1,186,350 $1,474,400
Gallatin County $766,550 $981,500 $1,186,350 $1,474,400
Greene County $766,550 $981,500 $1,186,350 $1,474,400
Grundy County $766,550 $981,500 $1,186,350 $1,474,400
Hamilton County $766,550 $981,500 $1,186,350 $1,474,400
Hancock County $766,550 $981,500 $1,186,350 $1,474,400
Hardin County $766,550 $981,500 $1,186,350 $1,474,400
Henderson County $766,550 $981,500 $1,186,350 $1,474,400
Henry County $766,550 $981,500 $1,186,350 $1,474,400
Iroquois County $766,550 $981,500 $1,186,350 $1,474,400
Jackson County $766,550 $981,500 $1,186,350 $1,474,400
Jasper County $766,550 $981,500 $1,186,350 $1,474,400
Jefferson County $766,550 $981,500 $1,186,350 $1,474,400
Jersey County $766,550 $981,500 $1,186,350 $1,474,400
Jo Daviess County $766,550 $981,500 $1,186,350 $1,474,400
Johnson County $766,550 $981,500 $1,186,350 $1,474,400
Kane County $766,550 $981,500 $1,186,350 $1,474,400
Kankakee County $766,550 $981,500 $1,186,350 $1,474,400
Kendall County $766,550 $981,500 $1,186,350 $1,474,400
Knox County $766,550 $981,500 $1,186,350 $1,474,400
Lake County $766,550 $981,500 $1,186,350 $1,474,400
Lasalle County $766,550 $981,500 $1,186,350 $1,474,400
Lawrence County $766,550 $981,500 $1,186,350 $1,474,400
Lee County $766,550 $981,500 $1,186,350 $1,474,400
Livingston County $766,550 $981,500 $1,186,350 $1,474,400
Logan County $766,550 $981,500 $1,186,350 $1,474,400
Mcdonough County $766,550 $981,500 $1,186,350 $1,474,400
Mchenry County $766,550 $981,500 $1,186,350 $1,474,400
Mclean County $766,550 $981,500 $1,186,350 $1,474,400
Macon County $766,550 $981,500 $1,186,350 $1,474,400
Macoupin County $766,550 $981,500 $1,186,350 $1,474,400
Madison County $766,550 $981,500 $1,186,350 $1,474,400
Marion County $766,550 $981,500 $1,186,350 $1,474,400
Marshall County $766,550 $981,500 $1,186,350 $1,474,400
Mason County $766,550 $981,500 $1,186,350 $1,474,400
Massac County $766,550 $981,500 $1,186,350 $1,474,400
Menard County $766,550 $981,500 $1,186,350 $1,474,400
Mercer County $766,550 $981,500 $1,186,350 $1,474,400
Monroe County $766,550 $981,500 $1,186,350 $1,474,400
Montgomery County $766,550 $981,500 $1,186,350 $1,474,400
Morgan County $766,550 $981,500 $1,186,350 $1,474,400
Moultrie County $766,550 $981,500 $1,186,350 $1,474,400
Ogle County $766,550 $981,500 $1,186,350 $1,474,400
Peoria County $766,550 $981,500 $1,186,350 $1,474,400
Perry County $766,550 $981,500 $1,186,350 $1,474,400
Piatt County $766,550 $981,500 $1,186,350 $1,474,400
Pike County $766,550 $981,500 $1,186,350 $1,474,400
Pope County $766,550 $981,500 $1,186,350 $1,474,400
Pulaski County $766,550 $981,500 $1,186,350 $1,474,400
Putnam County $766,550 $981,500 $1,186,350 $1,474,400
Randolph County $766,550 $981,500 $1,186,350 $1,474,400
Richland County $766,550 $981,500 $1,186,350 $1,474,400
Rock Island County $766,550 $981,500 $1,186,350 $1,474,400
St. Clair County $766,550 $981,500 $1,186,350 $1,474,400
Saline County $766,550 $981,500 $1,186,350 $1,474,400
Sangamon County $766,550 $981,500 $1,186,350 $1,474,400
Schuyler County $766,550 $981,500 $1,186,350 $1,474,400
Scott County $766,550 $981,500 $1,186,350 $1,474,400
Shelby County $766,550 $981,500 $1,186,350 $1,474,400
Stark County $766,550 $981,500 $1,186,350 $1,474,400
Stephenson County $766,550 $981,500 $1,186,350 $1,474,400
Tazewell County $766,550 $981,500 $1,186,350 $1,474,400
Union County $766,550 $981,500 $1,186,350 $1,474,400
Vermilion County $766,550 $981,500 $1,186,350 $1,474,400
Wabash County $766,550 $981,500 $1,186,350 $1,474,400
Warren County $766,550 $981,500 $1,186,350 $1,474,400
Washington County $766,550 $981,500 $1,186,350 $1,474,400
Wayne County $766,550 $981,500 $1,186,350 $1,474,400
White County $766,550 $981,500 $1,186,350 $1,474,400
Whiteside County $766,550 $981,500 $1,186,350 $1,474,400
Will County $766,550 $981,500 $1,186,350 $1,474,400
Williamson County $766,550 $981,500 $1,186,350 $1,474,400
Winnebago County $766,550 $981,500 $1,186,350 $1,474,400
Woodford County $766,550 $981,500 $1,186,350 $1,474,400

Summary of Illinois VA Loan Limits in 2024

Illinois VA Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.

Here are the minimum and maximum loan limits for each unit type:

  • One-Unit Limit: $766,550 - $766,550
  • Two-Unit Limit: $981,500 - $981,500
  • Three-Unit Limit: $1,186,350 - $1,186,350
  • Four-Unit Limit: $1,474,400 - $1,474,400

Notes:

  • One-Unit is a single family home or condominium
  • Two-Unit is two separate living units (duplex)
  • Three-Unit three separate living units (triplex)
  • Four-Unit four separate living units (fourplex)