Maryland VA Loan Limits in 2024
Explore the 2024 VA Loan Limits in Maryland, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Maryland for the year 2024.
| County name | One-Unit | Two-Unit | Three-Unit | Four-Unit |
|---|---|---|---|---|
| Allegany County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Anne Arundel County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Baltimore County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Calvert County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Caroline County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Carroll County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cecil County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Charles County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Dorchester County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Frederick County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Garrett County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Harford County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Howard County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Kent County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Montgomery County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Prince George's County | $1,149,825 | $1,472,250 | $1,779,525 | $2,211,600 |
| Queen Anne's County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| St. Mary's County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Somerset County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Talbot County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Washington County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Wicomico County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Worcester County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Baltimore City | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Summary of Maryland VA Loan Limits in 2024
Maryland VA Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.
Here are the minimum and maximum loan limits for each unit type:
- One-Unit Limit: $766,550 - $1,149,825
- Two-Unit Limit: $981,500 - $1,472,250
- Three-Unit Limit: $1,186,350 - $1,779,525
- Four-Unit Limit: $1,474,400 - $2,211,600
Notes:
- One-Unit is a single family home or condominium
- Two-Unit is two separate living units (duplex)
- Three-Unit three separate living units (triplex)
- Four-Unit four separate living units (fourplex)
