Massachusetts VA Loan Limits in 2024

Explore the 2024 VA Loan Limits in Massachusetts, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Massachusetts for the year 2024.

County name One-Unit Two-Unit Three-Unit Four-Unit
Barnstable County $766,550 $981,500 $1,186,350 $1,474,400
Berkshire County $766,550 $981,500 $1,186,350 $1,474,400
Bristol County $766,550 $981,500 $1,186,350 $1,474,400
Dukes County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Essex County $862,500 $1,104,150 $1,334,700 $1,658,700
Franklin County $766,550 $981,500 $1,186,350 $1,474,400
Hampden County $766,550 $981,500 $1,186,350 $1,474,400
Hampshire County $766,550 $981,500 $1,186,350 $1,474,400
Middlesex County $862,500 $1,104,150 $1,334,700 $1,658,700
Nantucket County $1,149,825 $1,472,250 $1,779,525 $2,211,600
Norfolk County $862,500 $1,104,150 $1,334,700 $1,658,700
Plymouth County $862,500 $1,104,150 $1,334,700 $1,658,700
Suffolk County $862,500 $1,104,150 $1,334,700 $1,658,700
Worcester County $766,550 $981,500 $1,186,350 $1,474,400

Summary of Massachusetts VA Loan Limits in 2024

Massachusetts VA Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.

Here are the minimum and maximum loan limits for each unit type:

  • One-Unit Limit: $766,550 - $1,149,825
  • Two-Unit Limit: $981,500 - $1,472,250
  • Three-Unit Limit: $1,186,350 - $1,779,525
  • Four-Unit Limit: $1,474,400 - $2,211,600

Notes:

  • One-Unit is a single family home or condominium
  • Two-Unit is two separate living units (duplex)
  • Three-Unit three separate living units (triplex)
  • Four-Unit four separate living units (fourplex)