Massachusetts VA Loan Limits in 2023
Explore the 2023 VA Loan Limits in Massachusetts, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Massachusetts for the year 2023.
| County name | One-Unit | Two-Unit | Three-Unit | Four-Unit |
|---|---|---|---|---|
| Barnstable County | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| Berkshire County | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| Bristol County | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| Dukes County | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Essex County | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Franklin County | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| Hampden County | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| Hampshire County | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| Middlesex County | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Nantucket County | $1,089,300 | $1,394,775 | $1,685,850 | $2,095,200 |
| Norfolk County | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Plymouth County | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Suffolk County | $828,000 | $1,060,000 | $1,281,300 | $1,592,350 |
| Worcester County | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
Summary of Massachusetts VA Loan Limits in 2023
Massachusetts VA Loan Limits for 2023 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.
Here are the minimum and maximum loan limits for each unit type:
- One-Unit Limit: $726,200 - $1,089,300
- Two-Unit Limit: $929,850 - $1,394,775
- Three-Unit Limit: $1,123,900 - $1,685,850
- Four-Unit Limit: $1,396,800 - $2,095,200
Notes:
- One-Unit is a single family home or condominium
- Two-Unit is two separate living units (duplex)
- Three-Unit three separate living units (triplex)
- Four-Unit four separate living units (fourplex)