Michigan VA Loan Limits in 2024
Explore the 2024 VA Loan Limits in Michigan, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Michigan for the year 2024.
| County name | One-Unit | Two-Unit | Three-Unit | Four-Unit |
|---|---|---|---|---|
| Alcona County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Alger County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Allegan County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Alpena County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Antrim County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Arenac County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Baraga County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Barry County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Bay County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Benzie County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Berrien County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Branch County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Calhoun County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cass County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Charlevoix County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Cheboygan County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Chippewa County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clare County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Clinton County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Crawford County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Delta County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Dickinson County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Eaton County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Emmet County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Genesee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Gladwin County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Gogebic County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Grand Traverse County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Gratiot County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Hillsdale County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Houghton County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Huron County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Ingham County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Ionia County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Iosco County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Iron County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Isabella County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Jackson County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Kalamazoo County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Kalkaska County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Kent County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Keweenaw County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lake County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lapeer County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Leelanau County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Lenawee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Livingston County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Luce County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Mackinac County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Macomb County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Manistee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Marquette County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Mason County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Mecosta County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Menominee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Midland County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Missaukee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Monroe County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Montcalm County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Montmorency County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Muskegon County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Newaygo County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Oakland County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Oceana County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Ogemaw County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Ontonagon County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Osceola County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Oscoda County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Otsego County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Ottawa County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Presque Isle County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Roscommon County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Saginaw County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| St. Clair County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| St. Joseph County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Sanilac County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Schoolcraft County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Shiawassee County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Tuscola County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Van Buren County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Washtenaw County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Wayne County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
| Wexford County | $766,550 | $981,500 | $1,186,350 | $1,474,400 |
Summary of Michigan VA Loan Limits in 2024
Michigan VA Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.
Here are the minimum and maximum loan limits for each unit type:
- One-Unit Limit: $766,550 - $766,550
- Two-Unit Limit: $981,500 - $981,500
- Three-Unit Limit: $1,186,350 - $1,186,350
- Four-Unit Limit: $1,474,400 - $1,474,400
Notes:
- One-Unit is a single family home or condominium
- Two-Unit is two separate living units (duplex)
- Three-Unit three separate living units (triplex)
- Four-Unit four separate living units (fourplex)
