2019's VA Home loan limits for New Jersey by county

While the Department of Veterans Affairs does not set a maximum loan amount on the VA Loan Program for New Jersey, the VA does, however, impose a limit on the amount they will guarantee, and this number varies by the location in which you decide to purchase your home.

Expolore VA Home loan limits for New Jersey by County as published by Fannie Mae & Freddie Mac.

County name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Atlantic County, NJ $417,000 $533,850 $645,300 $801,950
Bergen County, NJ $625,500 $800,775 $967,950 $1,202,925
Burlington County, NJ $417,000 $533,850 $645,300 $801,950
Camden County, NJ $417,000 $533,850 $645,300 $801,950
Cape May County, NJ $417,000 $533,850 $645,300 $801,950
Cumberland County, NJ $417,000 $533,850 $645,300 $801,950
Essex County, NJ $625,500 $800,775 $967,950 $1,202,925
Gloucester County, NJ $417,000 $533,850 $645,300 $801,950
Hudson County, NJ $625,500 $800,775 $967,950 $1,202,925
Hunterdon County, NJ $625,500 $800,775 $967,950 $1,202,925
Mercer County, NJ $417,000 $533,850 $645,300 $801,950
Middlesex County, NJ $625,500 $800,775 $967,950 $1,202,925
Monmouth County, NJ $625,500 $800,775 $967,950 $1,202,925
Morris County, NJ $625,500 $800,775 $967,950 $1,202,925
Ocean County, NJ $625,500 $800,775 $967,950 $1,202,925
Passaic County, NJ $625,500 $800,775 $967,950 $1,202,925
Salem County, NJ $417,000 $533,850 $645,300 $801,950
Somerset County, NJ $625,500 $800,775 $967,950 $1,202,925
Sussex County, NJ $625,500 $800,775 $967,950 $1,202,925
Union County, NJ $625,500 $800,775 $967,950 $1,202,925
Warren County, NJ $417,000 $533,850 $645,300 $801,950

Notes:

  • One-Family is a single family home or condominium
  • Two-Family is two separate living units (duplex)
  • Three-Family three separate living units (triplex)
  • Four-Family four separate living units (fourplex)