2019's VA Home loan limits for North Carolina by county

While the Department of Veterans Affairs does not set a maximum loan amount on the VA Loan Program for North Carolina, the VA does, however, impose a limit on the amount they will guarantee, and this number varies by the location in which you decide to purchase your home.

Expolore VA Home loan limits for North Carolina by County as published by Fannie Mae & Freddie Mac.

County name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Alamance County, NC $417,000 $533,850 $645,300 $801,950
Alexander County, NC $417,000 $533,850 $645,300 $801,950
Alleghany County, NC $417,000 $533,850 $645,300 $801,950
Anson County, NC $417,000 $533,850 $645,300 $801,950
Ashe County, NC $417,000 $533,850 $645,300 $801,950
Avery County, NC $417,000 $533,850 $645,300 $801,950
Beaufort County, NC $417,000 $533,850 $645,300 $801,950
Bertie County, NC $417,000 $533,850 $645,300 $801,950
Bladen County, NC $417,000 $533,850 $645,300 $801,950
Brunswick County, NC $417,000 $533,850 $645,300 $801,950
Buncombe County, NC $417,000 $533,850 $645,300 $801,950
Burke County, NC $417,000 $533,850 $645,300 $801,950
Cabarrus County, NC $417,000 $533,850 $645,300 $801,950
Caldwell County, NC $417,000 $533,850 $645,300 $801,950
Camden County, NC $625,500 $800,775 $967,950 $1,202,925
Carteret County, NC $417,000 $533,850 $645,300 $801,950
Caswell County, NC $417,000 $533,850 $645,300 $801,950
Catawba County, NC $417,000 $533,850 $645,300 $801,950
Chatham County, NC $417,000 $533,850 $645,300 $801,950
Cherokee County, NC $417,000 $533,850 $645,300 $801,950
Chowan County, NC $417,000 $533,850 $645,300 $801,950
Clay County, NC $417,000 $533,850 $645,300 $801,950
Cleveland County, NC $417,000 $533,850 $645,300 $801,950
Columbus County, NC $417,000 $533,850 $645,300 $801,950
Craven County, NC $417,000 $533,850 $645,300 $801,950
Cumberland County, NC $417,000 $533,850 $645,300 $801,950
Currituck County, NC $458,850 $587,400 $710,050 $882,400
Dare County, NC $417,000 $533,850 $645,300 $801,950
Davidson County, NC $417,000 $533,850 $645,300 $801,950
Davie County, NC $417,000 $533,850 $645,300 $801,950
Duplin County, NC $417,000 $533,850 $645,300 $801,950
Durham County, NC $417,000 $533,850 $645,300 $801,950
Edgecombe County, NC $417,000 $533,850 $645,300 $801,950
Forsyth County, NC $417,000 $533,850 $645,300 $801,950
Franklin County, NC $417,000 $533,850 $645,300 $801,950
Gaston County, NC $417,000 $533,850 $645,300 $801,950
Gates County, NC $458,850 $587,400 $710,050 $882,400
Graham County, NC $417,000 $533,850 $645,300 $801,950
Granville County, NC $417,000 $533,850 $645,300 $801,950
Greene County, NC $417,000 $533,850 $645,300 $801,950
Guilford County, NC $417,000 $533,850 $645,300 $801,950
Halifax County, NC $417,000 $533,850 $645,300 $801,950
Harnett County, NC $417,000 $533,850 $645,300 $801,950
Haywood County, NC $417,000 $533,850 $645,300 $801,950
Henderson County, NC $417,000 $533,850 $645,300 $801,950
Hertford County, NC $417,000 $533,850 $645,300 $801,950
Hoke County, NC $417,000 $533,850 $645,300 $801,950
Hyde County, NC $483,000 $618,300 $747,400 $928,850
Iredell County, NC $417,000 $533,850 $645,300 $801,950
Jackson County, NC $417,000 $533,850 $645,300 $801,950
Johnston County, NC $417,000 $533,850 $645,300 $801,950
Jones County, NC $417,000 $533,850 $645,300 $801,950
Lee County, NC $417,000 $533,850 $645,300 $801,950
Lenoir County, NC $417,000 $533,850 $645,300 $801,950
Lincoln County, NC $417,000 $533,850 $645,300 $801,950
Macon County, NC $417,000 $533,850 $645,300 $801,950
Madison County, NC $417,000 $533,850 $645,300 $801,950
Martin County, NC $417,000 $533,850 $645,300 $801,950
Mcdowell County, NC $417,000 $533,850 $645,300 $801,950
Mecklenburg County, NC $417,000 $533,850 $645,300 $801,950
Mitchell County, NC $417,000 $533,850 $645,300 $801,950
Montgomery County, NC $417,000 $533,850 $645,300 $801,950
Moore County, NC $417,000 $533,850 $645,300 $801,950
Nash County, NC $417,000 $533,850 $645,300 $801,950
New Hanover County, NC $417,000 $533,850 $645,300 $801,950
Northampton County, NC $417,000 $533,850 $645,300 $801,950
Onslow County, NC $417,000 $533,850 $645,300 $801,950
Orange County, NC $417,000 $533,850 $645,300 $801,950
Pamlico County, NC $417,000 $533,850 $645,300 $801,950
Pasquotank County, NC $625,500 $800,775 $967,950 $1,202,925
Pender County, NC $417,000 $533,850 $645,300 $801,950
Perquimans County, NC $625,500 $800,775 $967,950 $1,202,925
Person County, NC $417,000 $533,850 $645,300 $801,950
Pitt County, NC $417,000 $533,850 $645,300 $801,950
Polk County, NC $417,000 $533,850 $645,300 $801,950
Randolph County, NC $417,000 $533,850 $645,300 $801,950
Richmond County, NC $417,000 $533,850 $645,300 $801,950
Robeson County, NC $417,000 $533,850 $645,300 $801,950
Rockingham County, NC $417,000 $533,850 $645,300 $801,950
Rowan County, NC $417,000 $533,850 $645,300 $801,950
Rutherford County, NC $417,000 $533,850 $645,300 $801,950
Sampson County, NC $417,000 $533,850 $645,300 $801,950
Scotland County, NC $417,000 $533,850 $645,300 $801,950
Stanly County, NC $417,000 $533,850 $645,300 $801,950
Stokes County, NC $417,000 $533,850 $645,300 $801,950
Surry County, NC $417,000 $533,850 $645,300 $801,950
Swain County, NC $417,000 $533,850 $645,300 $801,950
Transylvania County, NC $417,000 $533,850 $645,300 $801,950
Tyrrell County, NC $417,000 $533,850 $645,300 $801,950
Union County, NC $417,000 $533,850 $645,300 $801,950
Vance County, NC $417,000 $533,850 $645,300 $801,950
Wake County, NC $417,000 $533,850 $645,300 $801,950
Warren County, NC $417,000 $533,850 $645,300 $801,950
Washington County, NC $417,000 $533,850 $645,300 $801,950
Watauga County, NC $417,000 $533,850 $645,300 $801,950
Wayne County, NC $417,000 $533,850 $645,300 $801,950
Wilkes County, NC $417,000 $533,850 $645,300 $801,950
Wilson County, NC $417,000 $533,850 $645,300 $801,950
Yadkin County, NC $417,000 $533,850 $645,300 $801,950
Yancey County, NC $417,000 $533,850 $645,300 $801,950

Notes:

  • One-Family is a single family home or condominium
  • Two-Family is two separate living units (duplex)
  • Three-Family three separate living units (triplex)
  • Four-Family four separate living units (fourplex)