VA Loan Limits for 2026 in South Dakota

If you're looking to buy a home in South Dakota, it's important to know the VA Loan Limits for 2026. MintRates compiled the VA Loan Limits data from Federal Housing Finance Agency. These limits set the maximum amount you can borrow from lenders while staying within the guidelines of Fannie Mae and Freddie Mac.

Key points:

VA Loan Limits are set annually by the FHFA for all states, including South Dakota.
VA Loan Limits adjust yearly based on the national housing market.
In South Dakota, VA Loan Limits vary by county, with higher limits in more expensive areas.
VA Loan Limits differ for single-family and multi-unit homes.
Some South Dakota counties may qualify for higher limits due to the cost of living.
Loans above VA Loan Limits are considered jumbo loans and follow different guidelines.

What is the max VA Loan Limits in South Dakota for 2026?

In 2026, the VA Loan Limits in South Dakota are set to guide how much you can borrow based on the type of property and the number of units. Here’s a quick overview of the minimum and maximum loan amounts for each property type set in South Dakota for 2026:

One-Unit Limit: $832,750
Two-Unit Limit: $1,066,250
Three-Unit Limit: $1,288,800
Four-Unit Limit: $1,601,750

Find the 2026 South Dakota VA Loan Limits by County from the list below to explore detailed loan limits for different unit types.