Virgin Islands VA Loan Limits in 2024

Explore the 2024 VA Loan Limits in Virgin Islands, covering different property types and counties. Find out the maximum loan amounts for one-unit, two-unit, three-unit, and four-unit properties, helping understand financing options in Virgin Islands for the year 2024.

County name One-Unit Two-Unit Three-Unit Four-Unit
St. Croix Island $1,149,825 $1,472,250 $1,779,525 $2,211,600
St. John Island $1,149,825 $1,472,250 $1,779,525 $2,211,600
St. Thomas Island $1,149,825 $1,472,250 $1,779,525 $2,211,600

Summary of Virgin Islands VA Loan Limits in 2024

Virgin Islands VA Loan Limits for 2024 have been established to determine the maximum loan amounts that lenders can offer while still conforming to guidelines set by Fannie Mae and Freddie Mac. These limits vary depending on the type of property and the number of units it contains.

Here are the minimum and maximum loan limits for each unit type:

  • One-Unit Limit: $1,149,825 - $1,149,825
  • Two-Unit Limit: $1,472,250 - $1,472,250
  • Three-Unit Limit: $1,779,525 - $1,779,525
  • Four-Unit Limit: $2,211,600 - $2,211,600

Notes:

  • One-Unit is a single family home or condominium
  • Two-Unit is two separate living units (duplex)
  • Three-Unit three separate living units (triplex)
  • Four-Unit four separate living units (fourplex)