2019's VA Home loan limits for Virginia by county

While the Department of Veterans Affairs does not set a maximum loan amount on the VA Loan Program for Virginia, the VA does, however, impose a limit on the amount they will guarantee, and this number varies by the location in which you decide to purchase your home.

Expolore VA Home loan limits for Virginia by County as published by Fannie Mae & Freddie Mac.

County name One-Unit Limit Two-Unit Limit Three-Unit Limit Four-Unit Limit
Accomack County, VA $417,000 $533,850 $645,300 $801,950
Albemarle County, VA $437,000 $559,450 $676,200 $840,400
Alexandria County, VA $625,500 $800,775 $967,950 $1,202,925
Alleghany County, VA $417,000 $533,850 $645,300 $801,950
Amelia County, VA $535,900 $686,050 $829,250 $1,030,600
Amherst County, VA $417,000 $533,850 $645,300 $801,950
Appomattox County, VA $417,000 $533,850 $645,300 $801,950
Arlington County, VA $625,500 $800,775 $967,950 $1,202,925
Augusta County, VA $417,000 $533,850 $645,300 $801,950
Bath County, VA $417,000 $533,850 $645,300 $801,950
Bedford County, VA $417,000 $533,850 $645,300 $801,950
Bedford Ind County, VA $417,000 $533,850 $645,300 $801,950
Bland County, VA $417,000 $533,850 $645,300 $801,950
Botetourt County, VA $417,000 $533,850 $645,300 $801,950
Bristol County, VA $417,000 $533,850 $645,300 $801,950
Brunswick County, VA $417,000 $533,850 $645,300 $801,950
Buchanan County, VA $417,000 $533,850 $645,300 $801,950
Buckingham County, VA $437,000 $559,450 $676,200 $840,400
Buena Vista County, VA $417,000 $533,850 $645,300 $801,950
Campbell County, VA $417,000 $533,850 $645,300 $801,950
Caroline County, VA $535,900 $686,050 $829,250 $1,030,600
Carroll County, VA $417,000 $533,850 $645,300 $801,950
Charles City County, VA $535,900 $686,050 $829,250 $1,030,600
Charlotte County, VA $417,000 $533,850 $645,300 $801,950
Charlottesville County, VA $437,000 $559,450 $676,200 $840,400
Chesapeake County, VA $458,850 $587,400 $710,050 $882,400
Chesterfield County, VA $535,900 $686,050 $829,250 $1,030,600
Clarke County, VA $625,500 $800,775 $967,950 $1,202,925
Colonial Height County, VA $535,900 $686,050 $829,250 $1,030,600
Covington County, VA $417,000 $533,850 $645,300 $801,950
Craig County, VA $417,000 $533,850 $645,300 $801,950
Culpeper County, VA $625,500 $800,775 $967,950 $1,202,925
Cumberland County, VA $535,900 $686,050 $829,250 $1,030,600
Danville County, VA $417,000 $533,850 $645,300 $801,950
Dickenson County, VA $417,000 $533,850 $645,300 $801,950
Dinwiddie County, VA $535,900 $686,050 $829,250 $1,030,600
Emporia County, VA $417,000 $533,850 $645,300 $801,950
Essex County, VA $417,000 $533,850 $645,300 $801,950
Fairfax County, VA $625,500 $800,775 $967,950 $1,202,925
Fairfax Ind County, VA $625,500 $800,775 $967,950 $1,202,925
Falls Church County, VA $625,500 $800,775 $967,950 $1,202,925
Fauquier County, VA $625,500 $800,775 $967,950 $1,202,925
Floyd County, VA $417,000 $533,850 $645,300 $801,950
Fluvanna County, VA $437,000 $559,450 $676,200 $840,400
Franklin County, VA $417,000 $533,850 $645,300 $801,950
Franklin Ind County, VA $417,000 $533,850 $645,300 $801,950
Frederick County, VA $417,000 $533,850 $645,300 $801,950
Fredericksburg County, VA $625,500 $800,775 $967,950 $1,202,925
Galax County, VA $417,000 $533,850 $645,300 $801,950
Giles County, VA $417,000 $533,850 $645,300 $801,950
Gloucester County, VA $458,850 $587,400 $710,050 $882,400
Goochland County, VA $535,900 $686,050 $829,250 $1,030,600
Grayson County, VA $417,000 $533,850 $645,300 $801,950
Greene County, VA $437,000 $559,450 $676,200 $840,400
Greensville County, VA $417,000 $533,850 $645,300 $801,950
Halifax County, VA $417,000 $533,850 $645,300 $801,950
Hampton County, VA $458,850 $587,400 $710,050 $882,400
Hanover County, VA $535,900 $686,050 $829,250 $1,030,600
Harrisonburg County, VA $417,000 $533,850 $645,300 $801,950
Henrico County, VA $535,900 $686,050 $829,250 $1,030,600
Henry County, VA $417,000 $533,850 $645,300 $801,950
Highland County, VA $417,000 $533,850 $645,300 $801,950
Hopewell County, VA $535,900 $686,050 $829,250 $1,030,600
Isle Of Wight County, VA $458,850 $587,400 $710,050 $882,400
James City County, VA $458,850 $587,400 $710,050 $882,400
King And Queen County, VA $535,900 $686,050 $829,250 $1,030,600
King George County, VA $417,000 $533,850 $645,300 $801,950
King William County, VA $535,900 $686,050 $829,250 $1,030,600
Lancaster County, VA $442,750 $566,800 $685,100 $851,450
Lee County, VA $417,000 $533,850 $645,300 $801,950
Lexington County, VA $417,000 $533,850 $645,300 $801,950
Loudoun County, VA $625,500 $800,775 $967,950 $1,202,925
Louisa County, VA $535,900 $686,050 $829,250 $1,030,600
Lunenburg County, VA $417,000 $533,850 $645,300 $801,950
Lynchburg County, VA $417,000 $533,850 $645,300 $801,950
Madison County, VA $417,000 $533,850 $645,300 $801,950
Manassas County, VA $625,500 $800,775 $967,950 $1,202,925
Manassas Park County, VA $625,500 $800,775 $967,950 $1,202,925
Martinsville County, VA $417,000 $533,850 $645,300 $801,950
Mathews County, VA $458,850 $587,400 $710,050 $882,400
Mecklenburg County, VA $417,000 $533,850 $645,300 $801,950
Middlesex County, VA $417,000 $533,850 $645,300 $801,950
Montgomery County, VA $417,000 $533,850 $645,300 $801,950
Nelson County, VA $437,000 $559,450 $676,200 $840,400
New Kent County, VA $535,900 $686,050 $829,250 $1,030,600
Newport News County, VA $458,850 $587,400 $710,050 $882,400
Norfolk County, VA $458,850 $587,400 $710,050 $882,400
Northampton County, VA $417,000 $533,850 $645,300 $801,950
Northumberland County, VA $417,000 $533,850 $645,300 $801,950
Norton County, VA $417,000 $533,850 $645,300 $801,950
Nottoway County, VA $417,000 $533,850 $645,300 $801,950
Orange County, VA $417,000 $533,850 $645,300 $801,950
Page County, VA $417,000 $533,850 $645,300 $801,950
Patrick County, VA $417,000 $533,850 $645,300 $801,950
Petersburg County, VA $535,900 $686,050 $829,250 $1,030,600
Pittsylvania County, VA $417,000 $533,850 $645,300 $801,950
Poquoson County, VA $458,850 $587,400 $710,050 $882,400
Portsmouth County, VA $458,850 $587,400 $710,050 $882,400
Powhatan County, VA $535,900 $686,050 $829,250 $1,030,600
Prince Edward County, VA $417,000 $533,850 $645,300 $801,950
Prince George County, VA $535,900 $686,050 $829,250 $1,030,600
Prince William County, VA $625,500 $800,775 $967,950 $1,202,925
Pulaski County, VA $417,000 $533,850 $645,300 $801,950
Radford County, VA $417,000 $533,850 $645,300 $801,950
Rappahannock County, VA $625,500 $800,775 $967,950 $1,202,925
Richmond County, VA $417,000 $533,850 $645,300 $801,950
Richmond Ind County, VA $535,900 $686,050 $829,250 $1,030,600
Roanoke County, VA $417,000 $533,850 $645,300 $801,950
Roanoke Ind County, VA $417,000 $533,850 $645,300 $801,950
Rockbridge County, VA $417,000 $533,850 $645,300 $801,950
Rockingham County, VA $417,000 $533,850 $645,300 $801,950
Russell County, VA $417,000 $533,850 $645,300 $801,950
Salem County, VA $417,000 $533,850 $645,300 $801,950
Scott County, VA $417,000 $533,850 $645,300 $801,950
Shenandoah County, VA $417,000 $533,850 $645,300 $801,950
Smyth County, VA $417,000 $533,850 $645,300 $801,950
Southampton County, VA $417,000 $533,850 $645,300 $801,950
Spotsylvania County, VA $625,500 $800,775 $967,950 $1,202,925
Stafford County, VA $625,500 $800,775 $967,950 $1,202,925
Staunton County, VA $417,000 $533,850 $645,300 $801,950
Suffolk County, VA $458,850 $587,400 $710,050 $882,400
Surry County, VA $458,850 $587,400 $710,050 $882,400
Sussex County, VA $535,900 $686,050 $829,250 $1,030,600
Tazewell County, VA $417,000 $533,850 $645,300 $801,950
Virginia Beach County, VA $458,850 $587,400 $710,050 $882,400
Warren County, VA $625,500 $800,775 $967,950 $1,202,925
Washington County, VA $417,000 $533,850 $645,300 $801,950
Waynesboro County, VA $417,000 $533,850 $645,300 $801,950
Westmoreland County, VA $417,000 $533,850 $645,300 $801,950
Williamsburg County, VA $458,850 $587,400 $710,050 $882,400
Winchester County, VA $417,000 $533,850 $645,300 $801,950
Wise County, VA $417,000 $533,850 $645,300 $801,950
Wythe County, VA $417,000 $533,850 $645,300 $801,950
York County, VA $458,850 $587,400 $710,050 $882,400

Notes:

  • One-Family is a single family home or condominium
  • Two-Family is two separate living units (duplex)
  • Three-Family three separate living units (triplex)
  • Four-Family four separate living units (fourplex)